Hey everyone!
I've been in the garden for about 12 months and noticed my score had increased some (670-690 range). Have been checking the CapitalOne pre-approval link for quite some time and last week I saw the SavorOne was there and decided to pull the trigger! Approved for a $500 SL.
I also took the opportunity to try the product change tool for my Platinum card that I had (opened about a year ago) and was able to convert it to a Quicksilver. It started out with a $200 SL, increased to $300 after 6 months and I applied for a CLI last week and it went from $300-400. The product change tool said that my new Quicksilver will keep the same $400 limit with 1.5% cash back and no annual fee.
I did have a couple of questions, though hopefully the forum can answer:
1) My Platinum card that was PC'ed to a Quicksilver - will the product change help at all with future CLI requests? Or is this card still considered "bucketed" and somewhat useless unless I eventually open a new account to replace it? Does it matter at all that it converted to a Quicksilver vs. Quicksilver One?
2) My SavorOne started with a $500 limit. Is this considered a "bucket" card, or has anyone else had a starting limit for this amount and seen a generous increase?
I feel like these are my two lowest limit cards and am hoping to see some real growth here for the future. If anything I'm just happy to see that I was able to jump on the Savor train and get rid of the Platinum that carried no benefits!
Congrats.
Thank you!
