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Capital One Secured Card CLI

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Anonymous
Not applicable

Capital One Secured Card CLI

I opened my Capital One Secured Mastercard in July of this year, paid $99 down for a $200 credit line.

I've used the card pretty heavily, but have always PIF by due date.

In Nov. I added another $100 to increase my CL to $300.

Just this morning I logged in my account to schedule some pymts. and Capital One increased my credi limit to $600!

Super surprised and excited! I also recently opened a Quicksilver One, and Platinum Mastercard both with $500 credit limits.

Hard work pays off! Thanks for all the encouragement along the way everyone..I'm still in the rebuilding process but I am looking forward to HOPEFULLY having 700 scores by the end of next year! Smiley Happy Smiley Happy

Message 1 of 11
10 REPLIES 10
gdale6
Moderator Emeritus

Re: Capital One Secured Card CLI


@Anonymous wrote:

I opened my Capital One Secured Mastercard in July of this year, paid $99 down for a $200 credit line.

I've used the card pretty heavily, but have always PIF by due date.

In Nov. I added another $100 to increase my CL to $300.

Just this morning I logged in my account to schedule some pymts. and Capital One increased my credi limit to $600!

Super surprised and excited! I also recently opened a Quicksilver One, and Platinum Mastercard both with $500 credit limits.

Hard work pays off! Thanks for all the encouragement along the way everyone..I'm still in the rebuilding process but I am looking forward to HOPEFULLY having 700 scores by the end of next year! Smiley Happy Smiley Happy


Grats on your CLI Smiley Happy

Message 2 of 11
MT936
Established Contributor

Re: Capital One Secured Card CLI

Congrats! Keep at it and good luck Smiley Happy

Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

Message 3 of 11
coldnmn
Mega Contributor

Re: Capital One Secured Card CLI

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 11
NRB525
Super Contributor

Re: Capital One Secured Card CLI

Congratulations! With a few cards like that, you are on your way.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 5 of 11
Anonymous
Not applicable

Re: Capital One Secured Card CLI


@Anonymous wrote:

I opened my Capital One Secured Mastercard in July of this year, paid $99 down for a $200 credit line.

I've used the card pretty heavily, but have always PIF by due date.

In Nov. I added another $100 to increase my CL to $300.

Just this morning I logged in my account to schedule some pymts. and Capital One increased my credi limit to $600!

Super surprised and excited! I also recently opened a Quicksilver One, and Platinum Mastercard both with $500 credit limits.

Hard work pays off! Thanks for all the encouragement along the way everyone..I'm still in the rebuilding process but I am looking forward to HOPEFULLY having 700 scores by the end of next year! Smiley Happy Smiley Happy


Congratulation's.

Message 6 of 11
Anonymous
Not applicable

Re: Capital One Secured Card CLI

Congrats!
Message 7 of 11
Creditwiser
Valued Contributor

Re: Capital One Secured Card CLI

Congrats.  Keep doing what youre doing and you'll have more days like this in the months to come.

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 8 of 11
Anonymous
Not applicable

Re: Capital One Secured Card CLI

Congratulations!

Message 9 of 11
uswala
Senior Contributor

Re: Capital One Secured Card CLI

Congrats!

Message 10 of 11
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