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Capital One Venture X Approved. SL $20,000, 90k SUB!

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JasonMath
Member

Capital One Venture X Approved. SL $20,000, 90k SUB!

I just got approved for the Capital One Venture X!  This is my first Capital One card, and after submitting documentation through their website, I got approved within 72 hours of the application.  Starting credit limit is $20,000, which is $3,000 more than my previous maximum ($17,000)!  I managed to snag the 90k SUB with $4,000 minimum spend over 3 months as well!

Message 1 of 13
12 REPLIES 12
coreyb80
Super Contributor

Re: Capital One Venture X Approved. SL $20,000, 90k SUB!

Congrats on the strong approval!

Message 2 of 13
JoeRockhead
Community Leader
Super Contributor

Re: Capital One Venture X Approved. SL $20,000, 90k SUB!

That's an impressive SL, congratulations on your approval.

Message 3 of 13
Creditwiser
Valued Contributor

Re: Capital One Venture X Approved. SL $20,000, 90k SUB!

Excellent SL !  Very nice, Congrats on your Cap 1 success !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 30k | Delta Gold Amex 40K | Discover IT 25K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 4 of 13
captainsensation
Regular Contributor

Re: Capital One Venture X Approved. SL $20,000, 90k SUB!

congrats!

AMEX Delta SkyMiles Blue Card: 10K, AMEX Bread Cash Back: 22k, PenFed PCR: 17.5K, PenFed Gold: 10K, FNBO: 19.1K, CapOne Venture: 6.1K. Chase Amazon: 6K, Gamestop 3k, GM Rewards 2K, Apple Card 4.5K, Tomo 1K, American Express 19.5K (AU), Ally 3.3K AMEX BCP 25K, Lowe's: 35K
Message 5 of 13
ElantraFan
Valued Member

Re: Capital One Venture X Approved. SL $20,000, 90k SUB!

Congrats on the Venture X approval with excellent SL! Enjoy those miles.







Message 6 of 13
cashorcharge
Community Leader
Super Contributor

Re: Capital One Venture X Approved. SL $20,000, 90k SUB!

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 7 of 13
KingRue8500
Senior Contributor

Re: Capital One Venture X Approved. SL $20,000, 90k SUB!

Congrats on your Capital One Venture X Rewards approval




Message 8 of 13
JasonMath
Member

Re: Capital One Venture X Approved. SL $20,000, 90k SUB!

Thanks for the all the comments!  I did my research and found out that Capital One doesn't like Venture X applicants who already have a large collection of cards, or those that have applied for several cards over a short period of time (even rejecting applicants with a 800+ credit score who have several new accounts).

 

Therefore, I decided that now was the perfect time to apply for the card (especially with the 90k SUB), even though I had no history with Capital One.  My credit score was around 800, and I only had 3 open accounts (one opened in July 2023, no others in the last 24 months).  It looks like my hunch paid off, and I should get it in the mail just as I start to spend money for my June 2024 vacation to the Netherlands!

Message 9 of 13
Zoostation1
Valued Contributor

Re: Capital One Venture X Approved. SL $20,000, 90k SUB!

Congrats on the approval!

Rebuild Started Nov 2021, TCL $88.7k
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Jun 2026 FICO 8:
Jun 2026 FICO 9:
Jun 2026 FICO 10:
May 2026 FICO 10T:

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