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Capital One Venture X approved!

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New Visitor

Capital One Venture X approved!

I have not always had the best credit and still don't. Several times I have had to just let things go due to circumstances (divorce, husband got laid off twice, medical problems), but both my husband and I have been working hard to build back and I sure feel like I have made it now. Honestly, I can't explain how I did it other than having a good relationship with Capital One through my Savor card and past auto loans. My husband's credit score is higher than mine and he can't get it, but I went in to the preapproval tool and it told me I was preapproved for all 3 tiers of Venture. Since we do travel some every year and get hotels, I thought this might be a good one, but I am going to make that decision after I have used it a while since I have read some people who didn't think it was worth it. I currently still cannot get approved with Chase or Amex to get the other "top" rewards cards. The only tip I have is do not go to the preapproval tool from a mobile device. Do it from a real browser. On my phone it only offered me the Venture and Venture One, but on the computer it said I was preapproved for all 3. 

 

Venture X approved on June 5

SL - $10k

 

Message 1 of 13
12 REPLIES 12
MissLiz
Established Contributor

Re: Capital One Venture X approved!

Congratulations on your approval and amazing SL!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 2 of 13
dslay
New Visitor

Re: Capital One Venture X approved!

Thanks!! I was shocked for a bit!

Message 3 of 13
NoMoreDebt
Senior Contributor

Re: Capital One Venture X approved!

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 4 of 13
FlaDude
Valued Contributor

Re: Capital One Venture X approved!

Congrats on the approval and good luck on your future goal cards!

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k
Message 5 of 13
CreditAggie
Community Leader
Super Contributor

Re: Capital One Venture X approved!

Congratulations on your Venture X approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 13
FicoMike0
Senior Contributor

Re: Capital One Venture X approved!

Congratulations!

Message 7 of 13
JoeRockhead
Community Leader
Super Contributor

Re: Capital One Venture X approved!

Nice SL, congratulations on your approval. 

Message 8 of 13
Zoostation1
Valued Contributor

Re: Capital One Venture X approved!

Congrats on the approval.  While Capital One is often stingy, they can be generous to both strong profiles with relatively few cards and weaker profiles provided you give them heavy usage or their algorithm deems you'll be profitable.  I have a 6.5yr old BK7 and they've been fairly generous with me on my last 2 cards (VX and Savor).  VX was a 10k approval and sits at 15k due to CLI and reallocation, Savor was a 20k approval a couple months back and I probably wouldn't even ask for a CLI if I were eligible lol.

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Jan 2026 FICO 8:
Jan 2026 FICO 9:
Jan 2026 FICO 10:
Jan 2026 FICO 10T:
Message 9 of 13
Wu-Credit
Frequent Contributor

Re: Capital One Venture X approved!

Congrats on the Venture X approval!

Cards & Loans


myFICO | 740↓
Message 10 of 13
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