Capital One Walmart AND SavorOne CLIs!!

justjac2 · ‎09-14-2023

I hit the love button on two Capital One cards yesterday aaaaand.... $1K increase on Walmart store card from $2K to $3K (I almost fell out of my chair!). Account was opened under Sync in July 2018, and was denied for increases every time I tried (only a few times, but still). Feeling lucky, I tried on SavorOne and got $300 ($3300 to $3600). This card was opened in Sept 2019, with one $300 increase in Jan 2020, denied since. Both cards are used for around $300/month (PIF), except this month, Walmart is at almost $700 due to excessive new grandbaby purchases. FICOs are around 780, with an embarrassing number of new accounts in the last few months. Any other DPs needed, just ask!!

FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.

Priory_Man · ‎09-14-2023

Congrats on both increases

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Total Revolving Credit: $300,000 UTIL: <1%
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PNWRambler · ‎09-14-2023

Congrats on the multiple CLI's!

cashorcharge · ‎09-14-2023

WooHoo!! Congratulations on your Approvals!!👏🏼🍾🥂

BigBS · ‎09-14-2023

Congrats on your CLIs!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

JoeRockhead · ‎09-14-2023

Congratulations on your bumps!

Creditwiser · ‎09-14-2023

Nice going , Congrats on your cli's !

Invest4Rest · ‎09-14-2023

Congrats!! 🚀🚀🚀

firefox100 · ‎09-15-2023

Congratulations on both of your capital one credit increases enjoy them have fun.

MartyWrite75 · ‎09-15-2023

Congratulations on your CLIs!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)