Capital One is backwards

Anonymous · ‎05-09-2016

So I have been trying to get CLI's on both of my capital one cards and I have been stuck at BS limit of $750 and $1300 on my Platinum and QS1. Denied several times for CLI. I decided to app for the Venture Card and was approved for $3000. I swear I was gardening my cards but I was tempted. I don't understand Capital One!

myjourney · ‎05-09-2016

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Anonymous · ‎05-09-2016

Congratulations!

CreditMagic7 · ‎05-09-2016

Congrats!

Country_Feller · ‎05-09-2016

Congratulations!!!!!

myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.

dallasareaguy · ‎05-09-2016

Are the scores in your signature line accurate FICO scores? You dont see many approvals for scores under 660, so I was just curious if those were FAKO numbers, old numbers or indeed FICO.

CapOne QS
$10,250

AMEX Delta Gold
$15,000

AMEX BCE
$5,000

AMEX BCP
$1,000

AMEX HHonors
$1,600

Discover it
$2,000

FICO8 Scores:
EQ: 648
TU: 654
EX: 691
(as of 07/15/2017)

RonM21 · ‎05-09-2016

Congrats on the approval

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎05-09-2016

Congrats! I have a QS1 with a $2750 limit that rarely gets approved for CLIs. However, I have a Venture card as well and have gotten 2 CLIs totaling $6K ($36K limit) since applying in July of last year. I do use the Venture for almost everything so they give all the love on that account.

Anonymous · ‎05-09-2016

@Anonymous wrote:
So I have been trying to get CLI's on both of my capital one cards and I have been stuck at BS limit of $750 and $1300 on my Platinum and QS1. Denied several times for CLI. I decided to app for the Venture Card and was approved for $3000. I swear I was gardening my cards but I was tempted. I don't understand Capital One!

LOL...Just last night I had the same problems with getting a CLI from Cap1 so I got a pre-qual offer for a Venture and went for it and got a 10k approval. Congrats on your CLI oops I meant approval...lol

Anonymous · ‎05-09-2016

They are my real fico scores - I received my Fico scores from MyFico. I don't use Credit karma, etc.