Capital One luv button increase

[Anonymous]

Hey guys,

I've been lurking around the forums for about a year now but this is my first time posting.  I received a Cap1 Platinum Mastercard 18mos ago with a $500 CL.  After 3 mos it was automatically increased to $750 (credit builder prog) but never increased again.  Last month two baddies aged off so I decided to try the luv button.  I fully expected to be turned down; to my shock, I was approved for a 3K limit increase!!  I charge approx $50-100 per month and PIF every time.

If anyone is wondering what score bump I received: Transunion 55, Experian 69, Equifax 65

[creditguy-378]

What are your scores now after the score bumps and what were they when you got the card

[creditguy-378]

And congrats on the luv from cap1

[ambivalent]

Congrats and welcome to the forums!

[-NewGuy-]

Congrats. You can also check if they will PC it to the quicksilver for you.

[TRC_WA]

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@Anonymous wrote:

Hey guys,

I've been lurking around the forums for about a year now but this is my first time posting.  I received a Cap1 Platinum Mastercard 18mos ago with a $500 CL.  After 3 mos it was automatically increased to $750 (credit builder prog) but never increased again.  Last month two baddies aged off so I decided to try the luv button.  I fully expected to be turned down; to my shock, I was approved for a 3K limit increase!!  I charge approx $50-100 per month and PIF every time.

If anyone is wondering what score bump I received: Transunion 55, Experian 69, Equifax 65

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Congrats.

What's funny is my $1500 card was bumped from $1000 after 6 months... and we are now 6 months later and I was denied a CLI for not enough card usage... and I've done the same $100 a month and PIF.

I contacted them via Facebook to voice my displeasure and was told I'll be contacted in a few days after a manual review.  It's funny how I get declined by CapOne for responsible card usage and do the same thing with Barclay and get a $1000 increase with a letter thanking me for my responsible card usage.

[MissMoni223]

CONGRATS on your Capital One luv button CLI!!!

[Anonymous]

Thanks everyone!  My scores increased as follows: TU 649-704, EX 678-747, and EQ 672-73

[Anonymous]

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@TRC_WA wrote:

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@Anonymous wrote:

Hey guys,

I've been lurking around the forums for about a year now but this is my first time posting.  I received a Cap1 Platinum Mastercard 18mos ago with a $500 CL.  After 3 mos it was automatically increased to $750 (credit builder prog) but never increased again.  Last month two baddies aged off so I decided to try the luv button.  I fully expected to be turned down; to my shock, I was approved for a 3K limit increase!!  I charge approx $50-100 per month and PIF every time.

If anyone is wondering what score bump I received: Transunion 55, Experian 69, Equifax 65

---

Congrats.

What's funny is my $1500 card was bumped from $1000 after 6 months... and we are now 6 months later and I was denied a CLI for not enough card usage... and I've done the same $100 a month and PIF.

I contacted them via Facebook to voice my displeasure and was told I'll be contacted in a few days after a manual review.  It's funny how I get declined by CapOne for responsible card usage and do the same thing with Barclay and get a $1000 increase with a letter thanking me for my responsible card usage.

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That's really odd because I have never charged more than $100 and sometimes go a month or two without using it at all.  Their system seems so arbitrary.  Good luck on the manual review

[BearsAndTurtlesRtheBest]

Congrats! Does this mean that your no longer on the credit steps prigam?