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So i'm working on rebuilding my credit after getting my chapter 7 discharge in february. I was planning on opening a second secured card next week, but decided to go ahead and try the capital one pre qualifier just for the hell of it. To my surprise they said I was pre-qualified for the Capital one Platinum, and the QuicksilerOne card. So I went ahead and applied for the platinum, instantly approved. Then I remembered someone on the forum saying that if you were approved for one card through them then you would most likely be approved for a second one, so I went ahead and applied for the quicksilver and was approved for that one as well! Both have a $300 limit which may not seem like a lot but to someone like me who is young, in college, has 3 kids, and trying to build a credit history, it is great. So I guess now I probably won't be needing that second secured card through my credit union. It's only through using this website that ive been able to gain the knowledge to begin my credit rebuilding journey, and i am truly greatful, so thank you!
Edit: Do you guys think it is worth applying for an amazon store card? or am i likely to be declined? Reason I am asking is i've had my eye on an air conditioner on there and was planning on just paying cash for it when I get payed monday.
Excellent! Congrats!
In my wallet: Venture 15k; Barclay Ring 12.5k; Discover 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; Band of A Travel Rewards 3.5k; Bank of A Travel Rewards 3.5k; Bank of A Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 66,200. 7/2-FICO: EQ - 788; TU - 777; EX - 690; Utilization: 12%; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 5 TU: 7; EX 3; Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.
Congratulations on those approvals! I wish you well in your rebuilding journey! ![]()
Actually I sepend quite a bit on amazon, however I just applied and was denied =( will try for recon tomorrow. Anyhow im still elated about finally getting my first unsecured card in almost 10 years!
@Anonymous wrote:Actually I sepend quite a bit on amazon, however I just applied and was denied =( will try for recon tomorrow. Anyhow im still elated about finally getting my first unsecured card in almost 10 years!
I don't believe synchrony will recon a denial.