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Capital one cli before 6 months

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Anonymous
Not applicable

Capital one cli before 6 months

I opened up a Capital One the very end of December 2018. I was giving the credit steps from $300 to $500 in July 2019. Last night (Dec 3) I decided to ask for a cli knowingly that my 6 months wasn't up yet. I got the 2-3 day message and I just knew it would be declined from reading that mostly means declined.
Woke up this morning and was checking my email and the first thing I was increased. I opened up the email and it said it was approved from $500 to $3000! Wow I was stoked.
Message 1 of 13
12 REPLIES 12
gdale6
Moderator Emeritus

Re: Capital one cli before 6 months

Grats and the steps CLI isnt usually considered one for the 6 month period of time you need to wait between them.

Message 2 of 13
Anonymous
Not applicable

Re: Capital one cli before 6 months

Very nice increase! Congrats! 

Message 3 of 13
Malcono
Regular Contributor

Re: Capital one cli before 6 months

Congrats on the nice Holiday gift.



                                                  
                                                                                              
Total Credit: $107,000Utilization: 1%AAoA: 2yrs, 4mthsAoOA: 3yrs, 1mthAoYA: 1yrs, 10mthsBaddies: 0

Message 4 of 13
M_Smart007
Legendary Contributor

Re: Capital one cli before 6 months


@Anonymous wrote:
I opened up a Capital One the very end of December 2018. I was giving the credit steps from $300 to $500 in July 2019. Last night (Dec 3) I decided to ask for a cli knowingly that my 6 months wasn't up yet. I got the 2-3 day message and I just knew it would be declined from reading that mostly means declined.
Woke up this morning and was checking my email and the first thing I was increased. I opened up the email and it said it was approved from $500 to $3000! Wow I was stoked.

Congrats, you might post how much you spent to get a CLI as DP's for others on the Forum, Who can't get one for the life of them!

 

Message 5 of 13
Anonymous
Not applicable

Re: Capital one cli before 6 months

Quite an increase! Congratulations
Message 6 of 13
Anonymous
Not applicable

Re: Capital one cli before 6 months

The first 6 months of having the card I maxed it out but was paying only more than the minimum. After I got my credit steps I started maxing it out but paying all of it off. My credit report shows 0 for every month after my credit steps cli.
Message 7 of 13
M_Smart007
Legendary Contributor

Re: Capital one cli before 6 months


@Anonymous wrote:
The first 6 months of having the card I maxed it out but was paying only more than the minimum. After I got my credit steps I started maxing it out but paying all of it off. My credit report shows 0 for every month after my credit steps cli.

Thank you!  .. That will help others to understandSmiley Happy

Happy Holidays!

 

 

Message 8 of 13
Anonymous
Not applicable

Re: Capital one cli before 6 months

Congrats on your CLI!

Message 9 of 13
AllZero
Mega Contributor

Re: Capital one cli before 6 months

Congratulations on your CLI!
Message 10 of 13
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