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CapitalOne QS1 Christmas Miracle

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ShreksBFF
Contributor

CapitalOne QS1 Christmas Miracle

My oldest card is my QS1, therefore I haven't canceled it. I know it stays on and ages but I still had hope that I'd be able to strip the $1,300 bucket with time. 

Earlier this year I was able to pull a 1-200 CLI on it and that was all it had coming. 

Until now... I woke up to an email saying I received a 4k auto-CLI for a new $5,300 limit.

 

Mind blown but happy to see it finally happen, now to hope for a product change opportunity.

 

IMG_0134.jpegIMG_0134.jpeg

 

 

June 2022:
Jan 2024:
Message 1 of 29
28 REPLIES 28
CreditCuriosity
Moderator Emeritus

Re: CapitalOne QS1 Christmas Miracle

Congrats on a massive CLI from a bucketed Cap1 card.  Able to PC to regular Quicksilver yet vs QS One?

Message 2 of 29
JoeRockhead
Community Leader
Super Contributor

Re: CapitalOne QS1 Christmas Miracle

Very nice, especially coming from Cap 1, congratulations!

Message 3 of 29
ShreksBFF
Contributor

Re: CapitalOne QS1 Christmas Miracle


@CreditCuriosity wrote:

Congrats on a massive CLI from a bucketed Cap1 card.  Able to PC to regular Quicksilver yet vs QS One?


Nope, was the first thing I logged in and checked lol

June 2022:
Jan 2024:
Message 4 of 29
Zoostation1
Valued Contributor

Re: CapitalOne QS1 Christmas Miracle

Congrats on the CLI!  How much spend if any are you putting on it (and if any spend is it reporting a balance?).

Rebuild Started Nov 2021, TCL $88.7k
June 2022 FICO 8:
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Aug 2026 FICO 8:
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Message 5 of 29
ShreksBFF
Contributor

Re: CapitalOne QS1 Christmas Miracle


@Zoostation1 wrote:

Congrats on the CLI!  How much spend if any are you putting on it (and if any spend is it reporting a balance?).


It's on some random auto pays for about $50/mo, last few CLI denials were for not enough spend so in November I maxed it over limit and paid off before cycle closed

 

Seems like that may have triggered it as December cycle closes next Wednesday. 

June 2022:
Jan 2024:
Message 6 of 29
coreyb80
Super Contributor

Re: CapitalOne QS1 Christmas Miracle

Congrats on the nice increase!

Message 7 of 29
M_Smart007
Legendary Contributor

Re: CapitalOne QS1 Christmas Miracle

Congratulations on your Miracle auto CLI 🎉

Message 8 of 29
nytokyobred79
Valued Contributor

Re: CapitalOne QS1 Christmas Miracle

Congrats on the Xmas cli 😊

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K
Message 9 of 29
NoMoreE46
Community Leader
Senior Contributor

Re: CapitalOne QS1 Christmas Miracle

 


@ShreksBFF wrote:

@CreditCuriosity wrote:

Congrats on a massive CLI from a bucketed Cap1 card.  Able to PC to regular Quicksilver yet vs QS One?


Nope, was the first thing I logged in and checked lol


 


I hope you keep checking on this PC option as noted.

To figure out the minimum timeframe to PC after this (guessing  6 months) would be great a DP  @ShreksBFF.  

You also might get the option to reallocate your limits between this and your Savor. 

 

 

 

 

 

Message 10 of 29
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