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After some hesitation, I pulled the trigger on applying for a Captial One Platinum card. I did not received an instant denial but received the following message: "Thanks for your application. We’ll be in touch shortly. Name l, we’re in the process of reviewing your application. This is a standard step in our application process and we’ll be in touch shortly with more information."
Two days later, checked my email and had the following message: "Name, Thanks for applying for a Platinum® credit card. We’re working on your application, but we need copies of some documentation to continue processing it."
"Please provide a copy of 1 document from each box below.."
l completed the ID verification document upload. Immediately called in to speak with an ID verification specialist. She stated she received all the documents, and will call me back in 30 minutes after verify. Thirty minutes passed, the agent called me back. Stated she completed verifying the documents and will pass the application over to the appropriate team. And I will receive and email in 5 minutes about my application. Five minutes passed and BAM 💥 approved 2k SL!!!
Congrats! That's a decent SL for a Plat card!










Congrats!!!




















Try the upgrade in 3 months. Capital One check for upgrade link
Congratulations!
Congratulations on your approval! 👍
Glad the waiting paid off, congrats!
Congrats on your new card !!!! Share your data points to help others if you would ![]()


























Starting Score: 500