Care Credit DD, what to do?

[Anonymous]

So it's been two days since I apped for Care Credit and got a SL of $10K. 48hrs later I hit the luv button and got 8K CLI. I then called in and asked for 10K and was granted that CLI, however, when I went back online to my account it was saying limit was 20K and not 28K. What should I do? Try the luv button again or call overseas credit solution? I really need that 8k as I a lot of dental work lined up to do.

[AverageJoesCredit]

You seriously need 28k for Dental work? Its just me but if they gsve you an extra 10 after approving you at 10k, id let it lay for awhile. Todays credit environment, we gotta learn not to push too hard too early with any lender.

[Jnbmom]

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@AverageJoesCredit wrote:
You seriously need 28k for Dental work? Its just me but if they gsve you an extra 10 after approving you at 10k, id let it lay for awhile. Todays credit environment, we gotta learn not to push too hard too early with any lender.

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+1

It may take 24 hours to reflect,  but I would not hit or call them, I am surprised I didn't think CC went that high?

[Anonymous]

Well, Joe, I don't need 28K for my dental work but I need alot I am really thinking about my utilization. My dentist charges $3,500 for a root canal and crown and I several I have to work on. Yeah, I am going to lay low and start by getting a cleaning done, PIF the first statement and then do a CLI online.

[Meanmchine]

Congrats !

[AverageJoesCredit]

Sounds better. Though when time is right, call up CS, might be faster. Im not sure about Care Credit but other Sync cards once you hit 10k anything above has to be requested via CS. Good luck and be mindful of Syncs 100k total exposure across all cards