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CareCredit - Approved!

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Codyb25
New Member

CareCredit - Approved!

Well, I have been in the process of rebuilding my credit since Jan 2023. During that time, I got approved for a Discover Secured Credit Card, then about 2 months later, I got approved for a Capital One QS Card, then about 4 months after that, I now am approved for a CareCredit Card with a starting limit of $1,000. Easily my highest limit currently, which will come in handy as I need a tooth extraction in the next month or so.

 

My Discover is scheduled to Graduate on or after October 16th. I'm hoping it'll graduate on time considering I am qualifying for unsecured cards now, and my score increased over 100+ points since Jan 2023.

 

Rebuilding Credit
Starting Scores (01/23): TU-522 EX-535 EQ-508
Current Scores (09/23): TU-645 EX-639 EQ-655

Message 1 of 10
9 REPLIES 9
SouthJamaica
Mega Contributor

Re: CareCredit - Approved!


@Codyb25 wrote:

Well, I have been in the process of rebuilding my credit since Jan 2023. During that time, I got approved for a Discover Secured Credit Card, then about 2 months later, I got approved for a Capital One QS Card, then about 4 months after that, I now am approved for a CareCredit Card with a starting limit of $1,000. Easily my highest limit currently, which will come in handy as I need a tooth extraction in the next month or so.

 

My Discover is scheduled to Graduate on or after October 16th. I'm hoping it'll graduate on time considering I am qualifying for unsecured cards now, and my score increased over 100+ points since Jan 2023.

 

Rebuilding Credit
Starting Scores (01/23): TU-522 EX-535 EQ-508
Current Scores (09/23): TU-645 EX-639 EQ-655


Welcome to the forum, and congratulations on the great progress you're making.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 10
Priory_Man
Valued Contributor

Re: CareCredit - Approved!

Congrats on the approval and welcome to the forum





━━━━━━━━━━━━━━━━━━━━━━━
Total Revolving Credit: $300,000 UTIL: <1%
━━━━━━━━━━━━━━━━━━━━━━━


Message 3 of 10
FireMedic1
Community Leader
Mega Contributor

Re: CareCredit - Approved!

Congrats. Nice recovery.



BK Free Aug25
Message 4 of 10
KingRue8500
Senior Contributor

Re: CareCredit - Approved!

Congrats on your CareCredit approval




Message 5 of 10
firefox100
Senior Contributor

Re: CareCredit - Approved!

 

Congratulations on your approval and very nicely done in rebuild also welcome to fico boards.

Message 6 of 10
NoMoreDebt
Senior Contributor

Re: CareCredit - Approved!

Congrats on your approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 7 of 10
CreditAggie
Community Leader
Super Contributor

Re: CareCredit - Approved!

Congratulations on your Care Credit approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 10
cashorcharge
Community Leader
Super Contributor

Re: CareCredit - Approved!

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 9 of 10
BigBS
Senior Contributor

Re: CareCredit - Approved!

Congrats on the approval!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Message 10 of 10
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