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Cash rewards bank of america credit card secured card

razzy116
Established Contributor

Cash rewards bank of america credit card secured card

Had a credit limit of 500 for about five yrs asked for a 300 credit limit increase about 2weeks ago went into my account on 1/12/22 and got the 300 increase, does that mean my card is not secured now? yippee.

Starting Score: 663
Current Score: c669
Goal Score: 800

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Message 1 of 15
14 REPLIES 14
Total80sKid
Senior Contributor

Re: Cash rewards bank of america credit card secured card

Congrats on the Bofa increase 👍🏼

Message 2 of 15
M_Smart007
Legendary Contributor

Re: Cash rewards bank of america credit card secured card

Congrats on your Increase!

I have no idea about the un-secured part.

You might want to give them a call?

Message 3 of 15
CreditAggie
Community Leader
Super Contributor

Re: Cash rewards bank of america credit card secured card

Congratulations on your BofA CLI!

 

If you got your deposit back, then the card is unsecured. If you did not get your deposit back, the card is still secured. 

Current Cards (in order of approval):

            
Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:                           Goal Cards:
    
Message 4 of 15
razzy116
Established Contributor

Re: Cash rewards bank of america credit card secured card

Called Bank of America, the card is not secured, got my $99.00 dollars back, doing the happy dance.

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 5 of 15
M_Smart007
Legendary Contributor

Re: Cash rewards bank of america credit card secured card


@razzy116 wrote:

Called Bank of America, the card is not secured, got my $99.00 dollars back, doing the happy dance.


@razzy116,

That is SWEEEEET!!!

Message 6 of 15
cashorcharge
Community Leader
Senior Contributor

Re: Cash rewards bank of america credit card secured card

That's terrific!!  Congratulations on your BofA Approval!! 🎉🥂👏

Message 7 of 15
razzy116
Established Contributor

Re: Cash rewards bank of america credit card secured card

Thank you every one

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 8 of 15
razzy116
Established Contributor

Re: Cash rewards bank of america credit card secured card

Since the card is not secured, i got a credit limit increase a couple of weeks ago, when can i request another credit increase?

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 9 of 15
mgood
Valued Contributor

Re: Cash rewards bank of america credit card secured card


@razzy116 wrote:

Called Bank of America, the card is not secured, got my $99.00 dollars back, doing the happy dance.


Congratulations!

snoopy.gif



Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 769, TU8 760, EX8 772 as of Jan 31
Goal Score: EQ8 780, TU8 780, EX8 780

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AZE4 - 7% Utl - New Accts: 1/6, 2/12, 5/24
Message 10 of 15
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