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Chances for Approval?

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Anonymous
Not applicable

Chances for Approval?

Hey guys, I'm looking to apply for credit from a company that pulls Transunion. I need a new laptop and was thinking of a company using Synchrony Bank.

 

Also here is a summary of my TU report:

 

TU Score: 671

 

Revolving Debt $326.00
Revolving Credit Limit $2,400.00
Revolving Credit Usage 14%
 
 
Accounts Ever Late: 1
Time Since Negative: 2.6 years
Inquiries: 30
Public Records / Judgements: 0
Oldest Accounts: 4.2 Years
AAoA: 1.8 Years
 
Can you guys tell me if I have a shot at anything? 
 
I am aware that there are other factors involved, I was just curious from what you can see. 
 
*Update just approved for $1200 Apple Barclaycard.. Thinking about applying for another barclaycard, will i get approved? 
 
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Chances for Approval?

How many accounts do you have? The inquiries, especially if recent may be a challenge. Not sure Sync cares, but no not attempt Barclays.
Message 2 of 10
Meanmchine
Super Contributor

Re: Chances for Approval?

Walmart or Synchrony Amazon.

Inquiries are a lil high

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>8/2024 All 3 reports 835ish (F8) F9s = 850 but my app finger is still twitching
Message 3 of 10
Anonymous
Not applicable

Re: Chances for Approval?

Just got approved for $1200 Apple Barclaycard! 

 

Would I be able to apply for a second Barclaycard immediately or wait?

Message 4 of 10
A1Credit
Established Contributor

Re: Chances for Approval?


@Anonymouswrote:

Just got approved for $1200 Apple Barclaycard! 

 

Would I be able to apply for a second Barclaycard immediately or wait?


I thought you said in your other thread that you could wait and allow your credit report age before going on an app spree? 

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 5 of 10
Anonymous
Not applicable

Re: Chances for Approval?


@A1Creditwrote:

@Anonymouswrote:

Just got approved for $1200 Apple Barclaycard! 

 

Would I be able to apply for a second Barclaycard immediately or wait?


I thought you said in your other thread that you could wait and allow your credit report age before going on an app spree? 


lmaooo i could, im just a little excited, thats all! 

Message 6 of 10
A1Credit
Established Contributor

Re: Chances for Approval?


@Anonymouswrote:

@A1Creditwrote:

@Anonymouswrote:

Just got approved for $1200 Apple Barclaycard! 

 

Would I be able to apply for a second Barclaycard immediately or wait?


I thought you said in your other thread that you could wait and allow your credit report age before going on an app spree? 


lmaooo i could, im just a little excited, thats all! 


I know and understand but you need to chill LOL. Take the time to really think about which card you want and how it will work for you and not just the card that you can get “right now.” You’ll be happier in the long run. 

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 7 of 10
A1Credit
Established Contributor

Re: Chances for Approval?

And my apologies. I don’t think I said Congratulations! 🎉🍾 

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 8 of 10
Anonymous
Not applicable

Re: Chances for Approval?


@A1Creditwrote:

And my apologies. I don’t think I said Congratulations! 🎉🍾 


Thanks man, im looking around for something I need.

 

Ill apply for 1 more card and stop no matter the result.

 

Would it hurt to apply to a Barclay Card twice in a row?

Message 9 of 10
A1Credit
Established Contributor

Re: Chances for Approval?


@Anonymouswrote:

@A1Creditwrote:

And my apologies. I don’t think I said Congratulations! 🎉🍾 


Thanks man, im looking around for something I need.

 

Ill apply for 1 more card and stop no matter the result.

 

Would it hurt to apply to a Barclay Card twice in a row?


I’m not sure. Hopefully others well versed on Barclay apping will chime in. 

 

Syncrony pulls TU and if you are a member of NFCU they pull TU for their CC’s. 

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669
Message 10 of 10
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