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Chase AARP Approved

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Community Leader
Mega Contributor

Re: Chase AARP Approved

It's ok. I believe Chase likes to double pull. If you have signed up for Credit Karma to monitor your TU and EQ reports you usually get alerts if they pull a credit report. Quite possible they pulled Experian but maybe also TU. You can get a free monthly Report from Experian too at their site.
Message 11 of 17
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Member

Re: Chase AARP Approved

I just checked Credit Karma and it's still showing 0 hard inquires in 2 years.

 

That can't possibly be right, can it?

 

I just got my Best Buy Card in November also.

Message 12 of 17
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Member

Re: Chase AARP Approved

Nevermind I found it.

 

According to Credit Karma,  I have 0 hard inquiries on TransUnion and 2 hard inquries on Equifax (One from Chase and one from my employer from last year)

 

So I should wait for one of these inquiries to fall off before I apply for another card, right?

Message 13 of 17
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Senior Contributor

Re: Chase AARP Approved

Congrats on approval and nice SL

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 14 of 17
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Valued Contributor

Re: Chase AARP Approved


@meantang wrote:

Thanks again to all of you for the tips and advice.

I just applied for the Chase AARP Card and got instantly approved with a 5700 CL.

3% back on gas AND Dining seemed awesome to me in addition to the 200 back For for 500 spending in first three months.

The only downside is I will feel a little weird as a 23 year old making purchases with an AARP card lol.


You can just say you're an AU on someone else in the family lol




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 15 of 17
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Community Leader
Mega Contributor

Re: Chase AARP Approved


@meantang wrote:

Nevermind I found it.

 

According to Credit Karma,  I have 0 hard inquiries on TransUnion and 2 hard inquries on Equifax (One from Chase and one from my employer from last year)

 

So I should wait for one of these inquiries to fall off before I apply for another card, right?


You 9nly have 2 hps on Eq and 0 on TU, so most likely they pulled Ex. But you do not need to wait until these fall off. Hps lose their significance after 1 year and f as ll off your report in 2. A couple inquiries is normal and should not impede you applying for another cc should you feel you need another.

Message 16 of 17
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New Visitor

Re: Chase AARP Approved

I'd like to know if AARP card has a minimum credit score and if you have 100 pay on time with BK do they approve.

Message 17 of 17
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