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Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

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Kayo
Valued Member

Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

Hi Forums,

 

I tried the pre-approval link a few times last year and it always said something to the effect of "unable to confirm".

I didn't have any of my reports blocked, so I assume it was Chase having me on their blacklist as I burned them on two cards for $11,000 over 8+ years ago. The cards were still showing in my Chase account until about a year ago. (Yes I still bank with Chase even though I owe them money. Don't judge me Smiley LOL).

Hit the pre-approval about a month ago and it said approved, but I didn't pull the trigger as I was looking to get back in the door with Amex and didn't want anything jeopardizing that. Finally got around to applying and was instantly approved for $26,000.

 

I am definitely over the 5/24 rule by 3 cards.

Data Points:
Pulled EX @ 770 & Possibly EQ @ 798
6 Inquires On EX / 0 On EQ
Income: $255k
No Baddies

8 New Accounts In The Previous 24 Months
Util At 8% on $105k of total credit.

 

The CL is in line with my other top cards and I'm pretty sure Chase's internal algorithm can easily verify that I have the income as I bank with them, but the fact I was approved is definitely proof that you can be WELL over 5/24 AND have had a C/O with Chase and get approved for at least the Amazon Card. 


Screen Shot 2023-06-09 at 8.27.59 AM.png

 

Current Score: EQ 708, TU 704, EX 717 (3/2014)

Current Score: EQ 796, TU 764, EX 788 (11/2020)
Message 1 of 18
17 REPLIES 17
GZG
Senior Contributor

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

very nice approval!!

 

Congratulations! 

 

 

Starting FICO 8:
Current FICO 8:



Message 2 of 18
CreditMagic7
Mega Contributor

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

Congratulations on your Chase Amazon Visa approval!

Message 3 of 18
PullingMeSoftly
Valued Contributor

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

Nicely done over-5/24 approval, congrats! Solid SL






Message 4 of 18
cashorcharge
Community Leader
Super Contributor

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

Nicely done!!! WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 5 of 18
M_Smart007
Legendary Contributor

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

Congratulations on your Approval 🥳

Message 6 of 18
alextercero
Super Contributor

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

Congrats on the approval

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 7 of 18
NoMoreDebt
Senior Contributor

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

Congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 8 of 18
JoeRockhead
Community Leader
Super Contributor

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)

Very nice SL and approval, congratulations!

Message 9 of 18
SouthJamaica
Mega Contributor

Re: Chase Amazon Visa Approval $26k (Over 5/24 & Previous C/O With Chase)


@Kayo wrote:

Hi Forums,

 

I tried the pre-approval link a few times last year and it always said something to the effect of "unable to confirm".

I didn't have any of my reports blocked, so I assume it was Chase having me on their blacklist as I burned them on two cards for $11,000 over 8+ years ago. The cards were still showing in my Chase account until about a year ago. (Yes I still bank with Chase even though I owe them money. Don't judge me Smiley LOL).

Hit the pre-approval about a month ago and it said approved, but I didn't pull the trigger as I was looking to get back in the door with Amex and didn't want anything jeopardizing that. Finally got around to applying and was instantly approved for $26,000.

 

I am definitely over the 5/24 rule by 3 cards.

Data Points:
Pulled EX @ 770 & Possibly EQ @ 798
6 Inquires On EX / 0 On EQ
Income: $255k
No Baddies

8 New Accounts In The Previous 24 Months
Util At 8% on $105k of total credit.

 

The CL is in line with my other top cards and I'm pretty sure Chase's internal algorithm can easily verify that I have the income as I bank with them, but the fact I was approved is definitely proof that you can be WELL over 5/24 AND have had a C/O with Chase and get approved for at least the Amazon Card. 


Screen Shot 2023-06-09 at 8.27.59 AM.png

 


Congratulations on the approval, and thanks for all the helpful information.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 10 of 18
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