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Chase Auto-CLI 22k->25k

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Revelate
Moderator Emeritus

Chase Auto-CLI 22k->25k

Not clear why though I did set a new high balance somewhat recently.

Open 6/16

High balance 12k (just over 50%) set in 12/18.

827 EX FICO 8 for reference



        
Message 1 of 12
11 REPLIES 11
T-Bear
Valued Member

Re: Chase Auto-CLI 22k->25k

Congrats!

Message 2 of 12
FinStar
Moderator Emeritus

Re: Chase Auto-CLI 22k->25k

Very nice bump @Revelate. Congrats!
Message 3 of 12
Stribe
Contributor

Re: Chase Auto-CLI 22k->25k

Auto CLI by Chase = 🦄

congrats on the sweet bump

5/25/2022

Amex BCE $17,4k | Apple Card $7k | Chase Amazon $11k | Chase Ink Cash Business $30,4k | Citi AAdvantage $7,5k | Citi Costco Business $15k | Discover It $15,4k | PayPal $15k | Synch Amazon $10k | Target RC MC $9k | US Bank Cash+ $3k
Message 4 of 12
AverageJoesCredit
Legendary Contributor

Re: Chase Auto-CLI 22k->25k

Nice auto luv RevSmiley Happy
Message 5 of 12
Revelate
Moderator Emeritus

Re: Chase Auto-CLI 22k->25k

Hrm, another thought: I had recently closed my Citi Costco card when trying to figure out what triggered it.

 

1) CL went from below 2x of High Balance to just over 2x of High Balance.

2) Reduced aggregate CL by 8k 

3) Had updated income maybe a month ago when I was reviewing stuff for taxes anyway and saw a bunch of Chase profile information out of date.

4) Did cross a full 3 months as a Sapphire Banking customer in January

 

Account has been open for over 2.5 years as noted above, I have gotten some auto-CLI's in the past in various places but nothing regular of course, talking less than 1 per year as a Chase customer across all my tradelines; total Chase exposure is now at 81000 personal, 87.5k if including the Ink Cash.

 

Something of a unicorn to be sure, and of course a $3K CLI is not something to change one's life over hah but maybe the datapoint will be useful.




        
Message 6 of 12
xaximus
Valued Contributor

Re: Chase Auto-CLI 22k->25k

Congrats on the auto-CLI! Always nice when Chase does that! I've noticed the chance of a CLI is higher when one has more up-to-date information. 



Scores - All bureaus 770 +
TCL - Est. $410K
Message 7 of 12
UncleB
Credit Mentor

Re: Chase Auto-CLI 22k->25k

A unicorn, indeed!  Smiley Very Happy

 

Nice job, and thanks for sharing the details!  screamer.gif

 

Message 8 of 12
simplynoir
Mega Contributor

Re: Chase Auto-CLI 22k->25k

Congrats on the rare Chase auto-CLI sighting around these here parts lol.

Message 9 of 12
Anonymous
Not applicable

Re: Chase Auto-CLI 22k->25k

Def. a unicorn sighting....but they do happen.  

Message 10 of 12
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