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Yeah I'm nervous to apply . My highest credit card is 1750 capital one . I have a Jared card with 3500 . My total available credit is 7500 . Credit score 710 . I am pre approved I just wonder if I will get approved . Wondering if I should get credit score higher .
Congrats!! What is your Fico Score like?
DrewG CONGRATULATIONS! I knew it! I'm so jealous, thats one card I cant get yet!
Mich
Very nice, congrats on your approvals and & success !!
Hey drew! I did a 2nd application for another Chase card today as well after I got the instant Marriott card! I also got a 30 day message... but then I saw your post and decided to call the automated one to see my status on the 2nd application.... it told me 2 weeks as well!!! I will probably call tomorrow to see what verification they need and hopefully I get approved as well
That would make... 9 cards within 2 months..... i'm for sure done for 2 years....... regardless of denial or approval tomorrow ![]()
Thanks lol
@Anonymous wrote:Yeah I'm nervous to apply . My highest credit card is 1750 capital one . I have a Jared card with 3500 . My total available credit is 7500 . Credit score 710 . I am pre approved I just wonder if I will get approved . Wondering if I should get credit score higher .
If you have a pre-approval or are prequalified on the Chase prequal webpage, than you'll almost certainly get it. Chase's prequal's are pretty certain, unlike Discover's. With your 710 score and pre-approval, I'd definitely app. With that said, I never seem to pre-qualify on any lenders websites, but I've had excellent luck cold apping. I had no prequalified Chase offers, but was approved for both cards. Same with Amex, no offers, but 3 cards approved.
@Teisanualex20 wrote:Congrats!! What is your Fico Score like?
Well because my EX (790) score is so much higher than both my EQ (715) and TU (710), I've appd alot of EX pullers and have had success with everyone, accept for Citi. Citi recently declined me for "too many INQ's" with 10 on EX. Both TU & EQ have my public records which include my 2007 BK and 2 judgements while EX does not, resulting in the score disparity.
Dont call an analyst call the verification/fraud line.
@Anonymous wrote:
So I appd for a Chase Slate about a month ago and was instantly approved w/5500.CL. I really wanted a CSP too, but was too nervous to do a back to back app. Welp my Slate arrived and I activated it and than applied for CSP on June 18th. Instantly got the "we need to review your application, if approved, you'll receive your card in 7 - 10 days, blah, blah, blah". So for the last ten day's, I called the Chase status line but kept receiving the "you have two apps in the last thirty days. We are reviewing your application. You will hear back from us within two weeks". So thanks to Booboo71 on here and HER expertise in Chase applications, she told me: "two weeks message is an approval. They just need verification. Call them." So I just called, and they asked several identity questions from my CR's, such as: "what previous address did you live at ?? Current and previous employer's ?? Installment loan with what lender and your monthly payment ??"
Afterwards she put me on hold for a minute and came back and said " Congratulations. Your CSP is approved with a 15K CL". So thank's to Booboo71's input and prodding, I've got a new CSP on the way. I was really happy with the CL. While I was just approved with Cap One for a 20K CL Venture, this was not yet reporting on any CR's. My highest CL showing was my Chase Slate approval from a month ago for 5500. So starting off with 15K on CSP was awesome. I have not had any alerts for a second HP from Chase yet either. The only Chase HP was for my Slate app almost a month ago. Tomorrow I'll definitely know if I got a 2 for 1 HP or if Chase just pulled my credit again while on the phone with the rep a few minutes ago.
Congrats on your approval!
Here's to hoping you don't get a second HP! I applied for Slate 5/1 and Freedom 6/20 and unfortunately did get double pulls. Maybe you'll have better luck.