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Chase CSR Approval.

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xaximus
Valued Contributor

Chase CSR Approval.

The DW and I have been discussing the CSP/CSR and she sorta wanted the CSR. I explained the benefits, AF, etc. to her, she seemed okay with it. I advised her to sleep on it for a few days to see if it's worth it for her or not. She forgot about it. Fast forward to Friday (3/1) on our drive to NY, she asked me about it. She thought it would be a good card for her to have. I asked her why and she said "I want my own Chase card, you have 4, and it looks pretty." ::faceplam:: I told her that will go in-branch and see what they say.

 

The next day, first thing in the morning - "when are we going". Argh. Let's have some breakfast and then we can go. Breakfast completed in a record time of 4 and a half minutes. I think I swallowed 4 bites. So then we head out, drive over to the Chase branch, we walk in, there's a line - waited for about 10 minutes, then decided to go the other branch. Drove to another branch and were immediately responded too. Ended up chatting with the Rep lady for awhile as she pulled the wife's accounts up, suprisingly, the rep stated that she saw pre-approvals for many cards.

 

She pulled up the CSR (in the drop down menu, DW had every card listed there I think) , I didn't get a clean look but it looked like a solid APR. I figured it's definitely an approval but for how much, who knows. With the following DPs (780+ on all 3 CBs, close to 2 year AAoA, income is all me (LOL). I figured she would either get 15k-20k approval. Rep filled out all the necessary info, once completed, had the wife sign, and then completed the app, it went straight to verification. The rep called and spoke to the phone rep, 5 minutes later, hung up.

 

Looked over at us and said "You've been approved".

DW smiles "Wooohoooo".

Me "How much is the CL?"

Rep "27K."

DW "Whoaaaaa"

Me "Wtfasdfkjalsdkjfkasdfk" *jawdrops*.

We shake hands with rep, wife walks happily to car, I'm behind her dragging my jaw. 

The end..



Scores - All bureaus 770 +
TCL - Est. $410K
Message 1 of 20
19 REPLIES 19
pinkandgrey
Senior Contributor

Re: Chase CSR Approval.

Congrats! 

 

It is a pretty card.... lol

Discover It: 26.5k
Fidelity Visa: 21.5k
Amex Cash Magnet: 20k
Apple Card: 9k
Message 2 of 20
Anonymous
Not applicable

Re: Chase CSR Approval.

Great story, x. I needed a good read this morning -- thank you.

And Congratulations! to DW for an awesome approval. 

Message 3 of 20
simplynoir
Community Leader
Mega Contributor

Re: Chase CSR Approval.

Congrats to the DW on her approval

Message 4 of 20
CreditCuriosity
Moderator Emeritus

Re: Chase CSR Approval.

Congrats!  Great approval enjoy the CSR as I certainly enjoy mineSmiley Happy

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 5 of 20
Anonymous
Not applicable

Re: Chase CSR Approval.

LOL   great story...congrats to the DW...awesome!!

Message 6 of 20
Priory_Man
Valued Contributor

Re: Chase CSR Approval.

Love a good story with a happy ending, Congrats to the DW on an awesome card and a very impressive SL, and congrats to you for providing the income that allowed her to get it. Smiley Wink






"Total revolving credit $286,000 Current UTIL >1%"
Message 7 of 20
Anonymous
Not applicable

Re: Chase CSR Approval.

COngrats on approvals and monster SL !!!

 

Message 8 of 20
Anonymous
Not applicable

Re: Chase CSR Approval.

Congrats! 

Message 9 of 20
Gmood1
Super Contributor

Re: Chase CSR Approval.

Congrats to the DW!!
Message 10 of 20
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