Chase Freedom Approval

Anonymous · ‎03-17-2014

Just wanted to share my situation and approval. I applied using one of the recently mailed offers from chase.

I am a 23 year old full time student.

Chase Freedom instantly approved for $2,200 with an APR of 18.99%

Currently have:

Discover IT ----300/1250 APR 19.99%

Chase Slate ----0/400 APR 23.99%

Sportsmans Guide Visa ----0/4000 APR 24.99%

Victorias Secret---- 0/750

AMEX BCE---- 240/2900 APR 12.99%

Overall utilization: 6%

Income was reported at 16,675

Average age of accounts 2 years 11 months (longest 5 years)

TU FICO (2/13/14) 748

EX FICO (10/14) 744

2 inq on EX

1 inq on TU

I applied for the freedom because they wouldn't PC my slate to the freedom. In any way, this is WAY better since now I get the sign on bonus and 0% APR till june. I can also just transfer over the limit from my slate card and close it out ^_^. Hope this helps someone in a similar situation!

gdale6 · ‎03-17-2014

Grats on your approval

-Wade- · ‎03-17-2014

@Anonymous wrote:
Just wanted to share my situation and approval. I applied using one of the recently mailed offers from chase.
I am a 23 year old full time student.
Chase Freedom instantly approved for $2,200 with an APR of 18.99%

Currently have:
Discover IT ----300/1250 APR 19.99%
Chase Slate ----0/400 APR 23.99%
Sportsmans Guide Visa ----0/4000 APR 24.99%
Victorias Secret---- 0/750
AMEX BCE---- 240/2900 APR 12.99%

Overall utilization: 6%
Income was reported at 16,675
Average age of accounts 2 years 11 months (longest 5 years)
TU FICO (2/13/14) 748
EX FICO (10/14) 744
2 inq on EX
1 inq on TU

I applied for the freedom because they wouldn't PC my slate to the freedom. In any way, this is WAY better since now I get the sign on bonus and 0% APR till june. I can also just transfer over the limit from my slate card and close it out ^_^. Hope this helps someone in a similar situation!

Congrats on your approval WTG

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

coldnmn · ‎03-17-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

NursePurse · ‎03-17-2014

Congrats!

EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G

Vegas247 · ‎03-18-2014

Congrats!

$600

Barclaycard® Rewards MasterCard® - Average Credit

$6500

Blue Cash Everyday® Card from American Express

$30k

16k

12k VSiggy

One7 · ‎03-18-2014

Congratulations! The Freedom has a pretty good Cash Back program.

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////

alvon123 · ‎03-18-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

CreditMagic7 · ‎03-18-2014

Congrats!

Anonymous · ‎03-18-2014

Why close the Slate? Keep it open and use it every couple of months to build up the length of the tradeline. It's not costing you anything, is it?