Chase Freedom - Approved

[CreditCuriosity]

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@Anonymous wrote:

I have had a banking relationship with Chase for about an year.  I started actively working on improving my credit mid 2013 and have held off applying for Chase Freedom.  Prior to just now enrolling in My Fico I was using free credit score and Credit Karma for my score monitoring and submitting disputes.  i've cheked the Chase pre-qualified section for months and i've had the Freedom as an offer, I held off until today I decided to give it a shot and I instantly got approved for the card with a 1500 credit limit.  I got the highest interest rate but i'm not too worried about it as most purchases are paid down to 30% utilzation and Freedom has 15 months 0% interest.  Gives me time to use the card and try to negotiate interest rate with Chase in the future.  

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Congrats.. I got the higest interest rate as well, but I don't carry balances at all anymore since I have been rebuilding my credit other then a few hundred on my Cap1 card at 12% interest... I will pay that off and move that to my freedom now since it is interest free for 15 months so I have <10% utilz reporting... actually probably like 3-4% now or whatever with $200 or whatever I decide to let report.  Well I wont move it, I will pay Cap1 off and let Freedom report a small balance each month.... Anyways, congrats to you as well!

[Anonymous]

Thats great, congrats

[Anonymous]

Congrats! I really like my Chase freedom with the 5% rotating

[Anonymous]

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@CreditCuriousity wrote:

Finally in with Chase!  First credit card with them...

Got the pre-qual and applied saturday and got stuck on verfication/fraud dept, called them today answered a few simple questions and approved for 4k for my first card with them.

Give it a few months or so then will be going after the CSP and hopefully break the 5k or 10k barrier.  Anyways happy that I am in with them and since I am leaving on a trip this coming weekend it will arrive wednesday expedited to me as well.

Baffles me why I was turned down for the amazon visa chase card 1.5 months ago when nothing really changed about my prorfile and I reconned till my face was blue...  I guess they make you waste a HP until you get in with them, you think it would be more simple underwritting standards!  I was expecting to get approved for 500 after that denial.  Can only speculate why it was denied other then some baddies on CR of course

BTW - Single pull to TU is all

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Congratulations!...Thanks For Sharing.