Chase Freedom Flex approval

BH1985 · ‎05-24-2021

Chase Freedom Flex approved! This is by far my highest starting limit. Previous highest starting limit was $5k.

$15.9K limit

14.99% APR

Income: $80K

Housing: Own (asked on application)

Debt to income ratio: 24%

CC utilization: 9%

Experian pulled (Fico8: 779)

7 inquiries on Experian

4 accounts opened in previous 24 months

1 account opened in previous 12 months

no derogatory marks

Age of oldest account: 9y

Average age of accounts: 3y 6m

Age of youngest account: 3m

Open accounts:
1 mortgage

1 auto loan

2 student loans

6 credit cards (28k, 11k, 9k, 3.8k, 3.1k, 1k)

Closed accounts (all satisfactory):

1 mortgage (transferred to current)

3 auto loans

8 credit cards

1 rental agreement

AllZero · ‎05-24-2021

Congratulations on your approval!

Golf-and-Credit · ‎05-24-2021

Congrats on the approval!

Experian FICO 8: 826/2 inq’s 1/12, 3/24
Equifax FICO 8: 820/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 2/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $22,500
Capital One Quicksilver: $5750
Numerica Credit Union Platinum: $2000
Military Star: $8300
1% utilization

Remedios · ‎05-24-2021

Congrats on your approval

I only have one request (or a wish, if you will)...whenever you see nonsense like " Chase doesn't want to be your first high/highest" limit, feel free to correct them ( I have been )

mgood · ‎05-24-2021

Congratulations!

$18,000 Chase Sapphire Preferred Visa Signature 01/23

$17,000 Chase Freedom Flex World Elite Mastercard 05/21

$12,000 Chase Prime Rewards Visa Signature 05/23

$41,000 NFCU cashRewards Plus Visa Signature 05/25

$17,500 PenFed Power Cash Rewards Visa Signature 01/21

$15,000 PenFed Platinum Rewards Visa Signature 01/21

$34,600 American Express Blue Cash Preferred 04/24

$18,900 Citi Custom Cash World Elite Mastercard 07/22

$10,400 Citi Custom Cash World Elite Mastercard 11/24

$14,000 Wells Fargo Autograph Visa Signature 10/21

$25,000 FNBO Evergreen Rewards Visa Signature 01/22

$5,850 Capital One Savor World Elite Mastercard 11/15

$4,300 Capital One Cabela's World Mastercard 10/15

$20,000 Synchrony CareCredit Rewards Mastercard 09/25

$10,000 US Bank Cash+ Visa Signature 03/23

$7,000 US Bank Cash+ Visa Signature 12/23

EQ8 787, TU8 746, EX8 765 as of July 9

AZE9 - 8% Utl - New Cards: 1/6, 2/12, 5/24

coreyb80 · ‎05-24-2021

Congrats on the approval!

BH1985 · ‎05-24-2021

@Remedios wrote:
Congrats on your approval

I only have one request (or a wish, if you will)...whenever you see nonsense like " Chase doesn't want to be your first high/highest" limit, feel free to correct them ( I have been )

I would but it's only my second highest limit. Highest starting limit, but not highest now. I have a 28K Amex that started at 4K.

CreditAggie · ‎05-24-2021

Congratulations on your CFF approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (July 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Anonymous · ‎05-24-2021

congrats on the freedom flex!

Anonymous · ‎05-24-2021

Congrats on your approval, thanks for the DPs!