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Chase Freedom Flex

mgood
Frequent Contributor

Chase Freedom Flex

 

CFF.png

 

 

Declined for a Freedom Unlimited on 12/04 or 12/05.

Declined again for Freedom Flex on 02/12.
Knowing I should give it more time, but too impatient to wait, I tried again just now and they finally let me in the door.
My highest limit on any of my cards! Still can't break the $10k ceiling, but getting very close.

 

tumblr_m1kn85k1JW1rrdywqo1_250.gif.

 

EDIT for DP:
I know they pulled Experian. My FICO 8 was 748. (Went down to 743 after this pull.)
5/24? Smiley Very Happy This makes me about 5/5.
Inquires 4/6, 5/12.
AoOA 6.5 yrs
AAoA 3.6 yrs

Income $52k

 

EDIT EDIT: Once I finally got into my account on their website, I see they had an old address for me in Dallas. Haven't lived there since the mid-nineties. I didn't think I ever had a Chase account before. Maybe they acquired some other bank with which I did have an account. I had a BK back in the late nineties. So I probably burned Chase 20-some years ago and didn't know it. Probably explains why they've been so reluctant to approve me for a credit card. The SL still surprises me a little, especially if I did burn them in the past. It was an instant-approval too.


GOAL:

Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 747, TU8 760, EX8 748
Goal Score: EQ8 780, TU8 780, EX8 780


Take the myFICO Fitness Challenge
Message 1 of 18
17 REPLIES 17
CreditAggie
Super Contributor

Re: Chase Freedom Flex

Congratulations on your CFF approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 2 of 18
AllZero
Mega Contributor

Re: Chase Freedom Flex

Congratulations on your approval!
Message 3 of 18
Golf-and-Credit
Regular Contributor

Re: Chase Freedom Flex

Congrats on the approval and nice SL!!!

Experian FICO 8: 826/2 inq’s 2/12, 3/24
Equifax FICO 8: 820 775/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 3/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $10K
Capital One Quicksilver: $4750
Numerica Credit Union Platinum: $2000
Military Star: $7300
1% utilization
Message 4 of 18
babygirl1256
Valued Contributor

Re: Chase Freedom Flex

Congrats on your Chase Freedom Flex . . . $9,100.00 SL is a heck of a better SL than the $300.00 Chase gave me -and- I still have the card 10 years later and no auto CLI over that period . . . SMH @ Chase!!!Smiley Mad

 

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 5 of 18
mgood
Frequent Contributor

Re: Chase Freedom Flex


@babygirl1256 wrote:

 . . . I still have the card 10 years later and no auto CLI over that period . . . SMH @ Chase!!!Smiley Mad

 


Have you requested a CLI? I'm new to Chase and have been just trying to get one of their cards. I haven't paid much attention to the process of getting increases.


GOAL:

Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 747, TU8 760, EX8 748
Goal Score: EQ8 780, TU8 780, EX8 780


Take the myFICO Fitness Challenge
Message 6 of 18
Fico_Salamanca
Frequent Contributor

Re: Chase Freedom Flex

Congrats!



Message 7 of 18
manbuckets
Regular Contributor

Re: Chase Freedom Flex

Congrats on your CFF approval!

Current Cards/Loans:
Future Cards:
Message 8 of 18
GApeachy
Super Contributor

Re: Chase Freedom Flex


@mgood wrote:

My highest limit on any of my cards! 


Great limit, congrats!

"My Take Home Pay Don't Take Me Home"
Message 9 of 18
Anonymous
Not applicable

Re: Chase Freedom Flex

Congrats! Persistence paid off it seems! Smiley Happy

Message 10 of 18
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