cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Freedom - Instant Approval

tag
GaTech
Frequent Contributor

Chase Freedom - Instant Approval

So, I initially wanted a 5% cash back card a month ago with a nice 0% APR since my AMEX BCE apr will jump up to 15.24% at the end of December.

 

I initially was going to ap for the Discover IT Card, but wanted another card with more acceptance so I decided to keep an eye out for a Chase card.

Chase gave me a targeted offer in the mail for Freedom with 0% APR until March 2015, glad I took the bait because I applied online with an INSTANT approval and a new tradeline with $4000 CL. Not bad for a college student Smiley Happy

 

Unfortunately, it didn't come with a sign up bonus (aka spend $500 to get $150 cash back) but I'm happy I have time to pay off my balance transfer ($3.4 K).

 

UPDATE:

I called CS after activating my card. She said since I'm a new member, my card was automatically eligible for the $200 promo. Awesome Smiley Very Happy

 

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Message 1 of 14
13 REPLIES 13
hot4u
Established Contributor

Re: Chase Freedom - Instant Approval

Congrats ..

I would send a secured message requesting the $200.00 sign up bonus after 500.00 spend. I was able to get it this way.

Good luck


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Message 2 of 14
coldnmn
Mega Contributor

Re: Chase Freedom - Instant Approval

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 14
Kenny
Moderator Emeritus

Re: Chase Freedom - Instant Approval


@hot4u wrote:

Congrats ..

I would send a secured message requesting the $200.00 sign up bonus after 500.00 spend. I was able to get it this way.

Good luck


Ditto to this!

 

congrats on your approval. Smiley Happy

Message 4 of 14
Apinzon2374
Regular Contributor

Re: Chase Freedom - Instant Approval

Congratulations on the approval! I would definitely SM message about the bonus though, hopefully they'll give it to you!

Capital One Quicksilver | Chase Freedom | Chase Sapphire | AMEX Blue Cash Everyday
Scores: EX: 725 | TU:742
Message 5 of 14
Meltdownblitz
Frequent Contributor

Re: Chase Freedom - Instant Approval


@hot4u wrote:

Congrats ..

I would send a secured message requesting the $200.00 sign up bonus after 500.00 spend. I was able to get it this way.

Good luck


I would definitely do this as well. I had success doing this with the $300 freedom promotion they had a couple years ago. Congrats on the card though, great card to have!



Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!

Message 6 of 14
alvon123
Super Contributor

Re: Chase Freedom - Instant Approval

congrats


Message 7 of 14
GaTech
Frequent Contributor

Re: Chase Freedom - Instant Approval

Thank you everyone, I couldn't have done it without the useful knowledge and credit tips y'all discuss on this forum. The information I've gained is truely invaluable.

 

Ok, I'll give Chase a call and see what they can give me. I'll keep y'all posted Smiley Happy

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Message 8 of 14
myjourney
Super Contributor

Re: Chase Freedom - Instant Approval


@GaTech wrote:

Thank you everyone, I couldn't have done it without the useful knowledge and credit tips y'all discuss on this forum. The information I've gained is truely invaluable.

 

Ok, I'll give Chase a call and see what they can give me. I'll keep y'all posted Smiley Happy


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 14
yudeology101
Senior Contributor

Re: Chase Freedom - Instant Approval

Congrats indeed!  Nice CL for a college student, you seem to be doing everything right, congrats again.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.