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Chase Freedom Unlimited Approved!

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Anonymous
Not applicable

Re: Chase Freedom Unlimited Approved!

@AverageJoesCredit

 

Since I called back in to get the app reconsidered, it was never mentioned "Congrats, you are approved for $xx,xxx"...instead it
went like this "Ok, I have this approved for you, the least we can put on this is $500 but we need to reallocate some credit
limit from your existing CSP" - basically something like that then without much thought essentially halfed the CSP to put on the CFU.

 

I did ask the reason for it and he stated it boils down to my high CL and never having come close to using it all. Makes sense to me but for sure I would have liked to have kept CSP where it is but just not the way they wanted to run it this time.

Message 11 of 35
Anonymous
Not applicable

Re: Chase Freedom Unlimited Approved!

I take it the formating has changed since I have last been here, sorry for the awful post above.

Message 12 of 35
RonM21
Valued Contributor

Re: Chase Freedom Unlimited Approved!

Congrats on the approval!!!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 13 of 35
blindambition
Senior Contributor

Re: Chase Freedom Unlimited Approved!


@Anonymous wrote:

Thanks! To be honest I have no idea what APR I was approved at, they are always irellevant to me since I never carry a balance on any card. However, with this 15 month 0% APR I am going to allow for a little fun. : )

 

I just scored a new unlocked Samsung Galaxy Fold 2, too late to put that on the new CFU but no biggie. I have a few toys I'd like so the CFU will be perfect! 


Congrats on approval!! Enjoy the new toys!!

If interested, you'll find APR within the Chase app. Just tap on the CFU card which will already be showing.

Message 14 of 35
Anonymous
Not applicable

Re: Chase Freedom Unlimited Approved!


@blindambition wrote:

@Anonymous wrote:

Thanks! To be honest I have no idea what APR I was approved at, they are always irellevant to me since I never carry a balance on any card. However, with this 15 month 0% APR I am going to allow for a little fun. : )

 

I just scored a new unlocked Samsung Galaxy Fold 2, too late to put that on the new CFU but no biggie. I have a few toys I'd like so the CFU will be perfect! 


Congrats on approval!! Enjoy the new toys!!

If interested, you'll find APR within the Chase app. Just tap on the CFU card which will already be showing.


Logged in, I see 14.99% - Sorry, don't know if that is good or not but again IDGAF about APR as I will NEVER leave a balance on a card with an active APR. You can ask me but I learned my lesson looooong ago! L )

Message 15 of 35
Anonymous
Not applicable

Re: Chase Freedom Unlimited Approved!

Saw the CFU added to my dashboard....can't wait to get it so I can start power spending. : )

 

Screen Shot 2021-01-02 at 10.52.57 PM.png

Message 16 of 35
Slabenstein
Valued Contributor

Re: Chase Freedom Unlimited Approved!


@Anonymous wrote:

@blindambition wrote:

@Anonymous wrote:

Thanks! To be honest I have no idea what APR I was approved at, they are always irellevant to me since I never carry a balance on any card. However, with this 15 month 0% APR I am going to allow for a little fun. : )

 

I just scored a new unlocked Samsung Galaxy Fold 2, too late to put that on the new CFU but no biggie. I have a few toys I'd like so the CFU will be perfect! 


Congrats on approval!! Enjoy the new toys!!

If interested, you'll find APR within the Chase app. Just tap on the CFU card which will already be showing.


Logged in, I see 14.99% - Sorry, don't know if that is good or not but again IDGAF about APR as I will NEVER leave a balance on a card with an active APR. You can ask me but I learned my lesson looooong ago! L )


14.99 is the lowest published CFU APR for new accounts.  I haven't paid any cc interest in years, either, but I like to have the lowest APR I can get just for peace of mind.


Message 17 of 35
blindambition
Senior Contributor

Re: Chase Freedom Unlimited Approved!


@Anonymous wrote:

@blindambition wrote:

@Anonymous wrote:

Thanks! To be honest I have no idea what APR I was approved at, they are always irellevant to me since I never carry a balance on any card. However, with this 15 month 0% APR I am going to allow for a little fun. : )

 

I just scored a new unlocked Samsung Galaxy Fold 2, too late to put that on the new CFU but no biggie. I have a few toys I'd like so the CFU will be perfect! 


Congrats on approval!! Enjoy the new toys!!

If interested, you'll find APR within the Chase app. Just tap on the CFU card which will already be showing.


Logged in, I see 14.99% - Sorry, don't know if that is good or not but again IDGAF about APR as I will NEVER leave a balance on a card with an active APR. You can ask me but I learned my lesson looooong ago! L )


Congrats! That's the lowest APR offered on card.

Message 18 of 35
Anonymous
Not applicable

Re: Chase Freedom Unlimited Approved!


@blindambition wrote:

@Anonymous wrote:

@blindambition wrote:

@Anonymous wrote:

Thanks! To be honest I have no idea what APR I was approved at, they are always irellevant to me since I never carry a balance on any card. However, with this 15 month 0% APR I am going to allow for a little fun. : )

 

I just scored a new unlocked Samsung Galaxy Fold 2, too late to put that on the new CFU but no biggie. I have a few toys I'd like so the CFU will be perfect! 


Congrats on approval!! Enjoy the new toys!!

If interested, you'll find APR within the Chase app. Just tap on the CFU card which will already be showing.


Logged in, I see 14.99% - Sorry, don't know if that is good or not but again IDGAF about APR as I will NEVER leave a balance on a card with an active APR. You can ask me but I learned my lesson looooong ago! L )


Congrats! That's the lowest APR offered on card.


Yeah? Ok, cool! hahaha! : )

Message 19 of 35
Anonymous
Not applicable

Re: Chase Freedom Unlimited Approved!


@Slabenstein wrote:

@Anonymous wrote:

@blindambition wrote:

@Anonymous wrote:

Thanks! To be honest I have no idea what APR I was approved at, they are always irellevant to me since I never carry a balance on any card. However, with this 15 month 0% APR I am going to allow for a little fun. : )

 

I just scored a new unlocked Samsung Galaxy Fold 2, too late to put that on the new CFU but no biggie. I have a few toys I'd like so the CFU will be perfect! 


Congrats on approval!! Enjoy the new toys!!

If interested, you'll find APR within the Chase app. Just tap on the CFU card which will already be showing.


Logged in, I see 14.99% - Sorry, don't know if that is good or not but again IDGAF about APR as I will NEVER leave a balance on a card with an active APR. You can ask me but I learned my lesson looooong ago! L )


14.99 is the lowest published CFU APR for new accounts.  I haven't paid any cc interest in years, either, but I like to have the lowest APR I can get just for peace of mind.


Awesome, thanks for letting me know!

Message 20 of 35
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