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Chase Freedom Unlimited

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JLRDC909
Frequent Contributor

Chase Freedom Unlimited

Have been eyeing the Chase Freedom Unlimited for a while now, will probably add the CFF down the road. 

Like everyone else, I resisted temptation to apply. The $200 back after $500 spend isn't too shabby for a no AF card. 

Applied and approved. SL is 19,600 with an APR of 18.49% but I PIF each month so not a big thing. I was 4/24 before I applied and now at 5/24 until September when I revert back to 4/24. Was approved for the United Quest first of June 2022. 

So, think im ok for now and probably will stay in the garden another year. Was wanting a good cash back card and this isn't bad. 

Stats: income $100k, total credit exposure $200,000+, now at 5/24 until a few more weeks. No baddies no collections. Scores 814 for TU, 797 for Equifax, 801 for Experian. They double pulled as usual, TU and EX but before it was EQ and EX. 

JR
Message 1 of 15
14 REPLIES 14
keekers
Valued Contributor

Re: Chase Freedom Unlimited

Congrats. Do you have either of the Sapphire cards to pair it with? I'm looking forward to getting into the Chase ecosystem in about 2 years when I get under 5/24, haha.


Message 2 of 15
Credit4Growth
Senior Contributor

Re: Chase Freedom Unlimited

Thanks for proving DPs.

Huge SL. Congratulations on your CFU approval!

 

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Message 3 of 15
Mdowning30
Established Contributor

Re: Chase Freedom Unlimited

Im slowly paying off a balance transfer on my CFU atm, then i want to put it back to use on dining. Currently back and fourth between my Discover and CSP for eating out. I just transfered limits and increased my limit on the CFU, still taking adavntage of the 0% until 2023. Wondering if i will get an auto CLI after having it for 6 months now.

Chase Freedom Unlimited : $2000 | Discover It Chrome : $2700 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $2000 | Chase Amazon Prime : $600 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000 | Truist Future Card : $6000 | USBank Smartly Card : $500 |
Starting Score: 512
Current Score: 700
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 4 of 15
babygirl1256
Senior Contributor

Re: Chase Freedom Unlimited

Congrats on your Chase Freedom Unlimited approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 5 of 15
coreyb80
Super Contributor

Re: Chase Freedom Unlimited

Congrats on the nice approval!

Message 6 of 15
JLRDC909
Frequent Contributor

Re: Chase Freedom Unlimited

Hi. No I don't  i only have the United Quest. I do plan to get the CSP in about a year. Honestly I feel I might be at my end-game with cards (very shocking to say, ha) but I go back under 5/24 in a few weeks and want to lay low for about another year. But I do think for a no AF card, it isn't bad at all. 

JR
Message 7 of 15
cashorcharge
Community Leader
Super Contributor

Re: Chase Freedom Unlimited

WooHoo!! Congratulations on your Chase Approval!!👏🏼🍾🥂

Message 8 of 15
CreditMarathoner
Frequent Contributor

Re: Chase Freedom Unlimited

Congrats on the CFU.  That SL is downright impressive, more than all my cards put together. haha.

 

It's a great card for no AF, especially with the SUB and 0% for 15 months.

 

 

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
Message 9 of 15
KingRue8500
Senior Contributor

Re: Chase Freedom Unlimited

Congrats on your Chase Freedom Unlimited approval




Message 10 of 15
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