Congrats on your credit journey! Thanks for sharing.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
@capitalkid wrote:I had this card slated for app 6 months post apping for my CSP. I apped this morning and was given the 30 day message.
I called recon from one of the numbers on here, and it was indeed denied due to BK as I had suspected, they all are initially denied. He took my info and about 5 minutes later came back saying he was able to get it through. 5K starting line, which is great.
In June I had picked out a Citi card I wanted and apped for it, after 10 days it was approved, however due to a BK being on my report they put a restriction on my online abilities. After going round and round with CS, it was in fact determined that it was because of my BK and they suggested that when it falls off I should have web controls. I had them turn off the account all together. I am 9 Years Post now and I have been building what I would like to have in the garden going forward.
These forums is where I learned of recon, cant believe how helpful a collaboration of efforts really works out to be.
Thanks to everyone who pitches in their info!
data points:
Recent apps June 1 2014 chevron card and Citi (for the account I turned off). None prior to that for 6 mos or more.
Pull was EX, California
684-695 CK fako(flexes)
@Anonymous% Util across the board, 1 account @ 50%(my everyday card) all others under 8% , only have balances on 4 cards. 3 0 APR offers and 1 everyday card.
No CO,NO Coll, No lates, Always pay more than minimum(around 10% of balance ish), 1 BK7 July 2005.
Thank you guys
Congrats on your success 
@capitalkid wrote:I had this card slated for app 6 months post apping for my CSP. I apped this morning and was given the 30 day message.
I called recon from one of the numbers on here, and it was indeed denied due to BK as I had suspected, they all are initially denied. He took my info and about 5 minutes later came back saying he was able to get it through. 5K starting line, which is great.
In June I had picked out a Citi card I wanted and apped for it, after 10 days it was approved, however due to a BK being on my report they put a restriction on my online abilities. After going round and round with CS, it was in fact determined that it was because of my BK and they suggested that when it falls off I should have web controls. I had them turn off the account all together. I am 9 Years Post now and I have been building what I would like to have in the garden going forward.
These forums is where I learned of recon, cant believe how helpful a collaboration of efforts really works out to be.
Thanks to everyone who pitches in their info!
data points:
Recent apps June 1 2014 chevron card and Citi (for the account I turned off). None prior to that for 6 mos or more.
Pull was EX, California
684-695 CK fako(flexes)
@Anonymous% Util across the board, 1 account @ 50%(my everyday card) all others under 8% , only have balances on 4 cards. 3 0 APR offers and 1 everyday card.
No CO,NO Coll, No lates, Always pay more than minimum(around 10% of balance ish), 1 BK7 July 2005.
Thank you guys
Congratulations on your approval! Thanks for sharing.
Grats
congrats
I'm trying to stay in the Garden and you guys are making it Hard with this Marriott deal 
