I just applied for the Chase Sapphire Preferred online. Initially, I went to a local branch to apply but was told there is a known problem sometimes and an app won't go through. The bank was near closing so the banker asked if I could come back and he could create a new profile for me. I found that strange, but he said it happens from time to time. Ultimately, I decided not to go back in and applied online.
I wasn't instantly approved or denied. I received a, "We have received your request for a Chase credit card. We'll let you know our decision as soon as possible", message.
Now I'm wondering if I should call in to verify information or wait it out.
Most Recent Data Points:
EX Fico 8: 682
EQ Fico 8: 674
TU Fico 8: 676
4/24
No open installment loans
1 Paid Installment, perfect payment history
5 open revolvers (total of 5 late payments, all over 1 year ago)
5 charge-offs, all paid with 0 balance (just under 4 years old) (yeah, I know 
)
Income 75K
Utilization
under 1%
Quicksilver (2/1000) (6 months)
Cap 1 Platinum (0/500) (1 year)
Discover It (0/1500) (9+ years old)
Comenity Camping World (0/500) (1 year)
Comenity Children's Place (2/500) (6 months)
I feel like I may have pulled the trigger too soon, but what's done is done. Should I call or wait it out?
Shortly after receiving the message that my application was being reviewed I called the app status line. Got 7-10 day message. Decided to call backdoor recon line. They verified my identity and approved for $5000. I'm happy to have the approval, regardless of the base SL 
@C-Hawk wrote:Shortly after receiving the message that my application was being reviewed I called the app status line. Got 7-10 day message. Decided to call backdoor recon line. They verified my identity and approved for $5000. I'm happy to have the approval, regardless of the base SL
Congratulations on your CSP approval!
Congrats on the Chase Sapphire approval !! 
Congrats on your CSP approval! That was one heck of an ordeal....glad it worked out for you!
On Deck: Possibly Aven 3% Visa
Sweet, grats on your new CSP!
Congrats on your
