Chase Sapphire Preferred Approval!

[Anonymous]

Highest starting CL I've ever seen for CSP, Wow Congrats!

[Anonymous]

Congratulations!

[scorewatcher7]

congrats! great initial CL. that last line might actually be them asking you if you'd prefer a lower CL. 

[Anonymous]

Holy cow! Congrats! 

[uswala]

Congrats!

[Anonymous]

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@mapkos13 wrote:

Just thought I'd share the results of my application I just put in. I was going back and forth between this and the Citi Diamond. Figured what the heck and give this one a run. Not too shabby! 10% Utilization, 790's on my EX, EQ, and TU reports, no lates, no CO, no BK, $115k in available credit. Well, I guess I can say almost $150k now!

Decision in about 10 seconds. Was not pre-approved for any of their cards using the online tool. 

The last line intrigues me. Don't want to be greedy but it's interesting even with an approval at $33k that they give you the option to call if you want more. 

What to do....

--Approval Message ---

Mark, you're approved!

Your card and Cardmember Agreement will arrive in 7-10 business days. Your Cardmember Agreement has complete information about the rates and fees associated with this account.

Your credit line is $33,000.00
Your purchase APR is 15.99% variable  

If you'd like a different credit line, you can discuss your options with a Customer Service Specialist by calling the number on the back of your card.

---

I tried calling in to analysts today.. they said they can't increase my CL without a HP... I believe that's all CSRs can do. I thought analysts found add to your limits with a SP, but it seems Chase cant do it at all. If you do call in to request a higher TL, can you keep us updated about whether it requires a HP?

[Anonymous]

Congrats! you could buy my salary and have enough left over for a nice trip to paris

[alvon123]

congrats!!

[disdreamin]

"I tried calling in to analysts today.. they said they can't increase my CL without a HP... I believe that's all CSRs can do. I thought analysts found add to your limits with a SP, but it seems Chase cant do it at all. If you do call in to request a higher TL, can you keep us updated about whether it requires a HP?"

I was able to request a SP CLI from Chase on my Disney card - the CSR I spoke with said there was a note on the account about an available credit line increase (or something to that effect).  I received a $10,000 credit line increase with no HP.  This was last month, and I have been with Chase for about eight years, and no credit line increases during that period of time.  Just FYI.

[mapkos13]

Yeah, I guess I wasn't shocked but nonetheless suprised since this is my first card with them. My other high is NFCU at $40k so maybe they were getting close?

There's really no reason to go for more. I'll rip through the spend to get my bonus and go from there. 

I'm still waiting on the property management of our building to setup rent payment with CC. That's when the points start coming in fast!

Thanks for all of the emails- if anyone has anymore questions, please feel free to ask.