It's been a while since I posted on here, but wanted to share some success. I started my rebuild a few years ago after I was stupid with cc's in college, and I think today signifies (possibly) that the reubuild is complete. No, I don't have a perfect 850 score, but scores are in the lower-mid 700's. After a spree a few years back to re-establish my file (I believe I was 7/24 at one point) I finally fell to 4/24 (0/6, 2/12,4/24 this morning). I've been waiting on this day to obtain another Chase card - the CSP. The reason is so I can ditch my AMEX gold but keep a light travel and dining card (fits my 2-3 flights per year and 2-3 chipotle visits a week). Since AMEX is raising the annual fee I just can't justify the card anymore even though I've been happy with the customer service and it's my main "catch-all" card. Time to move to the CSP.
I was curious if I should wait another day to app since my file just hit 4/24 this morning, but went ahead and app'd anyways... for science! Honestly, was kind of expecting a denial since I still have baddies on my file that won't age off for another 1-2 years. But I was in shock when they gave my a SL of 24,800. To be fair I have 2 other Chase cards (the FU and the Amazon card) which I always PIF (the Amazon card they approved when I was outside of the 4/24 rule btw). This is the highest SL I've ever been given - although I do have several cards above 20k at this point.. but now I use it wisely and don't carry a balance 
@FigNewton wrote:I realize now that the subject is wrong, but the Preserve sounds better than Preferred anyways..
Was thinking the same thing 
Very nice SL, congratulations on your approval!
@derboesekoenig wrote:I want to go the same route. Which CBs did they pull?
Very common for Chase to double pull EX and TU.
