Chase Success

[Anonymous]

I'd say I'm pretty new to credit, but I had some success getting the cards I actually want. 

Last thursday I applied for a Chase Freedom, and yesterday I applied for a CSP. Both of them came up pending so I called the backdoor number given here. I was told that I had been denied the CSP, and I told the man I wanted to use these 2 cards as my everyday cards. He said he would make a note that I wanted to use Chase as my primary bank and put me on hold. When he returned he told me I had been approved for the CSP with a $5,000 limit. 

The freedom was pending, and he asked me a couple of questions regarding the application. Then I was put me on hold, and when he returned he said I was approved with a limit of $4,000. 

I should be receiving the cards within 7-10 days. 

I guess I just wanted to share because I usually take no for an answer and don't ask if there is anything else they can do for me. Thanks for the tips and tricks. 

Edit:

Sorry, you guys probably wanted to know my situation before applying. 

I only know my TU score before applying was 745. 

Auto loan outstanding balance - 12,500 - 4/13

AMEX BCE 4/13 - 6,900 - Utilization $0

Chase Slate 4/14 - 3,500 - Utilization $2,400

I don't have any late payments or bad stuff like that ever. But I don't really have a "thick file" I also have always paid in full, and have never carried a balance.

Basically that's it. I'm 27 years old, and graduated college finally in May 2013. Started the grind at the "real job" in September 2013. Just trying to get life started I guess.

[Creditaddict]

Nice, Congrats!

[Anonymous]

Interesting...  I opened a CHASE checking account and went ahead and app'd for the CS.  I was approved but asked if I could product change to the CSP and he said it would require another HP.   -_-

[wacdenney]

Chase is great for recons and Freedom + CSP make a great combo.

If you call back in tomorrow and ask nicely, they will expidite delivery and you should recieve your new cards in 2 business days via UPS.

Congrats on your approvals!!

[Anonymous]

@gizmo - hmm that's interesting, and I have no idea how they determine what is easy to PC or not. Do you think the CSP would benefit you more?

@wac - Thanks for the advice! I didn't know they would ship it faster if you asked. 

This would be a huge plus because I am going on vacation for labor day weekend and they would really come in handy.

[Anonymous]

@chunky, yeah I do actually.  Im in recruiting and marketing for the organization I work for and travel a good bit, so I think it would benefit me a bit.

[Anonymous]

Ah. Well I guess it just depends on if you think you want to take another hard pull now then. Although since you're already in with chase maybe they'll just approve it?

I was trying to find out the best combination for myself as well and it seems like these will be it. I will probably max out the 5% categories on the freedom and I've started flying a little for work. So hopefully that increases and I can get the benefits. I'm also planning on taking full advantage of the sign up bonuses. I added an AU on both cards to take full advantage.

[Tony275]

Congrats!! Nice limits to start with!

[Anonymous]

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@Tony275 wrote:
Congrats!! Nice limits to start with!

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Thanks!

The limits are plenty good for my usage. 

[coldnmn]

Congrats! Thanks for sharing.