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Chase United Explorer Approval

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dfwxjer
Established Contributor

Chase United Explorer Approval

We're taking our daughter to Italy for her high school graduation trip and the best flight options were United. We had a bunch of UR points through our CSR but noticed there was a discounted rate for United cardholders. Checked Chase pre-approval and was pre-approved for the United Explorer with 70k mile SUB plus an extra 10k miles for adding an AU. 

 

Got approved for $50k SL. I was 1/24 at the time of applicaton with a reported score of 818. We don't fly United often so I'll probably close it next year after the AF hits. Thankfully the AF is waived the first year so we'll easily see $1000+ in value for spending $3k in organic spend. 

Current active cards:
Amex - Platinum, BCP
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime, United Explorer
Citi - Custom Cash, Costco Visa
TCL - $370k
CC utili - 2%
Experian - 818
Message 1 of 8
7 REPLIES 7
NoHardLimits
Valued Contributor

Re: Chase United Explorer Approval

Excellent SL for Chase.  I closed my Explorer card last year after finally using up most of my miles.  P2 still has an Explorer card, so we can pool our remaining miles and still receive the discounted rate.

August 2026 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 39 yrs | AoYRA: less than 1 yr | New Revolving Accounts: 1/6, 1/12, 3/24 | Revolving Util: 1% | Open loans: 1
Message 2 of 8
Vinjints
Established Contributor

Re: Chase United Explorer Approval

That's some great timing. And good find on getting the discount for the new card. $1k bonus will be nice, but knowing you can easily can a brand new 50k SL. Sheesh!

NFCU Flagship (Daily Driver) | USAA Rewards (1999 Hooptie)

AmEx BCP (Groceries) | Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)

EX(F8) 780 | EQ(F8) 802 | TU(F8) 796 | EQ(BC8) 810 | EX(10T) 782

Message 3 of 8
dfwxjer
Established Contributor

Re: Chase United Explorer Approval

 

It's now added to my Chase app and Apple wallet. I was kinda surprised by the SL too but I'm still at less than 1/2 our stated income. IMG_3656.jpeg

 

Current active cards:
Amex - Platinum, BCP
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime, United Explorer
Citi - Custom Cash, Costco Visa
TCL - $370k
CC utili - 2%
Experian - 818
Message 4 of 8
coreyb80
Super Contributor

Re: Chase United Explorer Approval

Congrats on the strong approval!

Message 5 of 8
Copenix
Frequent Contributor

Re: Chase United Explorer Approval

That's a very strong approval. Congrats and enjoy the trip to Italy

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $118.8K | Utilization 0.9%

FICO 8s July 2026


Message 6 of 8
dfwxjer
Established Contributor

Re: Chase United Explorer Approval


@Copenix wrote:

That's a very strong approval. Congrats and enjoy the trip to Italy


I'm definitely looking forward to wine and pasta on the Amalfi coast. 

Current active cards:
Amex - Platinum, BCP
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime, United Explorer
Citi - Custom Cash, Costco Visa
TCL - $370k
CC utili - 2%
Experian - 818
Message 7 of 8
cashorcharge
Community Leader
Super Contributor

Re: Chase United Explorer Approval

Nicely done!!

Congratulations on your Approval!!👏🏼🍾🥂

Message 8 of 8
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