Chase Zappos.com Visa - #9

[Creditaddict]

31 days between credit pulls with chase!

[taxi818]

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@Creditaddict wrote:
31 days between credit pulls with chase!

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Thanks CA. I see this co branded thing is working. but that was too much anciety waiting it out with chase. I think im good with 2.

[Creditaddict]

Nah!!!

I have to redo my 7 and 8 in a couple more weeks and not mess it up with an analyst!

[ddemari]

This chase app actually showed up the fasted. chase apps 2-7 took 9 days to show up, # 8 Marriott (June 2015) took a little more than 2 weeks to show up. Number 9, 3 months ish from last app showed up in 7 days. still no email from chase about the card coming but that was the same with Marriott card, no email saying your card is coming. 

[taxi818]

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@ddemari wrote:

This chase app actually showed up the fasted. chase apps 2-7 took 9 days to show up, # 8 Marriott (June 2015) took a little more than 2 weeks to show up. Number 9, 3 months ish from last app showed up in 7 days. still no email from chase about the card coming but that was the same with Marriott card, no email saying your card is coming. 

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I guess you have no fear getting that many with the same lender. i have 3 with cap one. That is the most. and one of those is my oldest which is a secure card. i do try and get at least 2. I wonder if citi is similar to chase. as i could go for a 2nd co branded card with them. also. Im surprised you have not moved the limits on some of those cards. 10k Ritz. I could not imagine staying there with those high prices.

[ddemari]

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@taxi818 wrote:

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@ddemari wrote:

This chase app actually showed up the fasted. chase apps 2-7 took 9 days to show up, # 8 Marriott (June 2015) took a little more than 2 weeks to show up. Number 9, 3 months ish from last app showed up in 7 days. still no email from chase about the card coming but that was the same with Marriott card, no email saying your card is coming. 

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I guess you have no fear getting that many with the same lender. i have 3 with cap one. That is the most. and one of those is my oldest which is a secure card. i do try and get at least 2. I wonder if citi is similar to chase. as i could go for a 2nd co branded card with them. also. Im surprised you have not moved the limits on some of those cards. 10k Ritz. I could not imagine staying there with those high prices.

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I meant to reply to this, sorry for the delay. I guess I dont fear that many cards with the same lender because I don't roll with any lender but american express that I only have one product from. So Chase is gettting most of my business. If they shut me down, Capitalone would have my back and I have the same amount of credit with them over 4 cards that I do with chase over 9 cards. 

I havent moved limits because I tried back in may, went to move the limit of the old CS visa (free version) over to amazon visa. the girl from the number on the back of my ritz card was handling it all smooth until she said, oh im sorry I have to transfer you over to lending. I said, oh Ill call back! lol. 

then, recently I tried to do it again via secure message and was asked to call. Slate, I am still paying off balance transfer on, although its almost paid. I just want to keep it open for at least 15 months total. I will have to axe 1, 2 or 3 of these cards down the line though; Ritz, United, CSP or Marriott. but i might keep open for one more additional year before doing that. 

I need to pick my interactions carefully with chase until I cool off with them. Eventually, and i hope I can do this!!!!... is not app for anything for 7-8 months, my CARS suffers always because of new inquries, inquiries too recent, number of recent inquiries in 60 days too recent lol. garden, apply for chase # 10 in about 1 year after I do some closing/ limiting moving and not apping and apply for something and get that 25k approval amount, maybe haha. 

[12njoy]

Chase cobranded cards are the way to go.  I can't wait to app once maybe twice more and then I can hang it up with Chase.  I got my eyes on that Fairmont card and maybe zappos, depending on how the Fairmont goes. T-10

[ddemari]

I gate I love chase co branded cards too. I like zappos a lot, I don't buy LOTS of shoes but I definitely buy and they clothes and accessories which make the points add up faster. I wish it had a little extra perk like Amazon visa dinning and drug stores to make me use it elsewhere. But since I'm riding heavy with those types of cards, I'm not missing out lol.

[12njoy]

Chase has really came alive for me the last two months.  They've gotten up in my good graces with my other major players like Wells Fargo, NFCU, Synchrony, USAA .  They all have given me multiple or single (in the case of WF) high lines.  My lines aren't as big with Chase but I now have 5 Chase cards worth 56.6k which is good for me with Chase.

[ddemari]

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@12njoy wrote:

Chase has really came alive for me the last two months.  They've gotten up in my good graces with my other major players like Wells Fargo, NFCU, Synchrony, USAA .  They all have given me multiple or single (in the case of WF) high lines.  My lines aren't as big with Chase but I now have 5 Chase cards worth 56.6k which is good for me with Chase.

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its nice to be on the right side with chase for sure