Chase sapphire preferred approval with over 5/24

[citanX]

I just wanted to update that I was approved for a Chase Sapphire Preffered even though I was over 5/24.

I do have a checking account with Chase and I had been wanting a chase credit card for some time. I was over 5/24 so I did not apply and was trying to garden. However, a month ago I saw that I had offers for three credit cards on the chase mobile app. I had read that if the offer has a specfic APR, then it was likely a pre-approval and one could get you approved even if over 5/24. Well, I chose the saphire preferred and was approved for an $8K credit limit. It does have the $95 annual fee, but I could not pass up the 100,000 points offer for $4000 spend in the first four months.

The offers for the other credit cards did disappear after I was approved. My credit score was about 720 at the time and they pulled transunion.

In other news, I just received a $2000 auto CLI from capital one. Before I got the chase card, I was trying to get a CLI from them and was using the card heavily. However, when I would hit the love button the most they would approve me was for a $300 increase so I declined. Today I looked at mobile app and was surprised to see my credit limit had increased. I have not yet received any notifications on the increase. I wonder if I can still ask for a CLI?

[alain4957]

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@citanX wrote:

I just wanted to update that I was approved for a Chase Sapphire Preffered even though I was over 5/24.

I do have a checking account with Chase and I had been wanting a chase credit card for some time. I was over 5/24 so I did not apply and was trying to garden. However, a month ago I saw that I had offers for three credit cards on the chase mobile app. I had read that if the offer has a specfic APR, then it was likely a pre-approval and one could get you approved even if over 5/24. Well, I chose the saphire preferred and was approved for an $8K credit limit. It does have the $95 annual fee, but I could not pass up the 100,000 points offer for $4000 spend in the first four months.

The offers for the other credit cards did disappear after I was approved. My credit score was about 720 at the time and they pulled transunion.

In other news, I just received a $2000 auto CLI from capital one. Before I got the chase card, I was trying to get a CLI from them and was using the card heavily. However, when I would hit the love button the most they would approve me was for a $300 increase so I declined. Today I looked at mobile app and was surprised to see my credit limit had increased. I have not yet received any notifications on the increase. I wonder if I can still ask for a CLI?

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Very nice! I'm still waiting for the day to get an INK offer on my account. If not need to wait to the end of 2022 to apply. =/ 

[coreyb80]

Congrats on the approval as well as the increase!

[collics]

Congratulations on your approval!! 🎉 

[M_Smart007]

Congrats on your CSP Pre-approved over 5/24 approval.

[cashorcharge]

Well, that's another over 5/24. WOOHOO! I seem to keep seeing this more often though tied to offers versus cold app's

Congratulations on your CSP approval!! 👏🏼🎉🍾

[CreditMagic7]

Congratulations on your CSP approval!

[Sub16610]

Congrats on your CSP approval!

[CreditAggie]

Congratulations on your CSP approval!

[gdale6]

Grats on your CSP approval & Cap-1 CLI