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I just got approved for the Citi AAdvantage Plat Select. I have gotten several mailers with a 50K mile offer over that past couple of months. I have been trying to stay in the garden, but my curiosity got the best of me tonight, so I applied for the hell of it. I have < 4 inq on all of my CR's. I had thought that Citi pulled EQ in my area, and that is my highest score right now at 630, and I only have 1 inq on that report. My util is high right now at 57%, so I wasn't sure how it would go.
I was kinda suprised that I was approved for a $3000 SL. It's an in with Citi, so I'm happy to establish some history with them. They pulled EX to my surprise, which was 627. My income is 68K, so I imagine that if you have a lower FICO it helps to have a higher income to get approved.
Now I really have to lock myself in the garden. I have to wait until December 2017 for my scores to increase and to clear 5/24 so I can apply for the CSR.
@Anonymous wrote:I just got approved for the Citi AAdvantage Plat Select. I have gotten several mailers with a 50K mile offer over that past couple of months. I have been trying to stay in the garden, but my curiosity got the best of me tonight, so I applied for the hell of it. I have < 4 inq on all of my CR's. I had thought that Citi pulled EQ in my area, and that is my highest score right now at 630, and I only have 1 inq on that report. My util is high right now at 57%, so I wasn't sure how it would go.
I was kinda suprised that I was approved for a $3000 SL. It's an in with Citi, so I'm happy to establish some history with them. They pulled EX to my surprise, which was 627. My income is 68K, so I imagine that if you have a lower FICO it helps to have a higher income to get approved.
Now I really have to lock myself in the garden. I have to wait until December 2017 for my scores to increase and to clear 5/24 so I can apply for the CSR.
Very nice, congrats on the Citi approval.. Enjoy the bonus miles