Citi CLI

Anonymous · ‎07-27-2020

Opened my first Citi Card back in April to take advantage of the 0% for 15 months to buy a washer and dryer. Was approved originally for $5,200.

Decided to ask for a CLI after the 90 day mark and had the soft pull language. Was instantly approved for $8,200. A $3,000 increase, not bad at all.

I might decide to close my Discover card which has been stuck at $1,500 for the last 2 years and refuses to give an increase. Yet, I can constantly get increases from every single other card including a new one...

AllZero · ‎07-27-2020

Congratulations on your CLI!

Meanmchine · ‎07-27-2020

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching

Irv02 · ‎07-27-2020

Congratulations on your CLI!!!

CreditAggie · ‎07-27-2020

Congratulations on your Citi CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

M_Smart007 · ‎07-27-2020

Congratulations on your Increase!!!

cashorcharge · ‎07-27-2020

Congrats on the CLI with Citi

You may want to sock drawer the Discover versus close. Use it every other month for a tank of gas or something. In the long run, it will help your score and AAoA

KLEXH25 · ‎07-27-2020

Congratulations on your increase! I've had the same experience. Citi has been generous to me (grew from $8,500 to $13k), while I'm stuck at $2,600 with Discover. But I won't close my Discover card since it still serves it's purpose for me. You can always get a new Discover, and then combine later and keep the older card.