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Citi Custom Cash Approval

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Anonymous
Not applicable

Citi Custom Cash Approval

Thanks to @CreditCuriosity for mentioning $300 SUB through CK.

https://ficoforums.myfico.com/t5/Credit-Cards/Citi-Custom-Cash-300-welcome-bonus-through-CK-link/td-... 

 

I have been considering this card since it arrived.  Let me say that I have previous history with Citi that I would consider unfavorable which is one of the reasons I haven't applied.  Many years ago, they shut down my account for high UTI and making minimum payments.  I didn't know any better at the time.  It took me a long time after account closure to pay this off due to financial reasons but I never was late on a payment and PIF.  This account is still on 2 of 3 bureaus as "Closed by Credit Grantor".  It fell off TU due to age but for some reason it is still on EX and EQ.  

 

I've had a Best Buy store card for over 20 years that is still in good standing but it wasn't always Citi.  I doubt this was considered anyway.

 

So for the DP

Ex pull only(scores in Sig are close to accurate but a little lower)

2 INQ > 1 year

2/6 - Including a new car loan and a new revolver in July

2/12

5/24

UTI less than 1%

 

So I decided to finally roll the dice and they gave me the same SL as the ending CL on the card that was shut down years ago lol.

Currently my average CL across all accounts is $15,900.  I'm ok with the SL as I'm only going to use it up to the max each month.  I had in my mind that I could be outright denied so I'm happy to get an approval here.

Citi approval.JPG

Message 1 of 20
19 REPLIES 19
Rebuild2019
Valued Contributor

Re: Citi Custom Cash Approval

Congratulations 🎊🎈 🎉 on your CITI Custom Cash Approval.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 2 of 20
Titans84
Valued Contributor

Re: Citi Custom Cash Approval

Congrats on your Citi Custom Cash approval!

Current FICO 8:



Message 3 of 20
CreditCuriosity
Moderator Emeritus

Re: Citi Custom Cash Approval

Congrats on the approval and glad I could push one to the breaking point Smiley Happy.

Message 4 of 20
coreyb80
Super Contributor

Re: Citi Custom Cash Approval

Congrats on the approval!

Message 5 of 20
Trini88
Established Contributor

Re: Citi Custom Cash Approval

Congrats on you CCCC approval!!!!!

10/19 Quicksilver: $2K
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card
Message 6 of 20
M_Smart007
Legendary Contributor

Re: Citi Custom Cash Approval

Congrats on your CCC approval!

Message 7 of 20
ChargedUp
Senior Contributor

Re: Citi Custom Cash Approval

Congrats on the new Citi card!

Message 8 of 20
Anonymous
Not applicable

Re: Citi Custom Cash Approval

Congrats on the approval! They already reported the new account to my credit before they even shipped out my Custom Cash card lol. 

Message 9 of 20
Elpadrino1
Valued Contributor

Re: Citi Custom Cash Approval

Congratulations on your Citi approval!!

Message 10 of 20
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