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Citi Custom Cash Approval

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mchang124
Regular Contributor

Citi Custom Cash Approval

Its been a while since i've gotten a new card. been gardening. With the rumored Citi Strata Premier and Elite to be released and my AF for my Citi AAdvantage Platinum Select (personal, i aslo have the business verison) up for renewal, I was planning on PC my AA card to a Custom Cash but got an online offer for 5X AA miles on online purchases. So i decided to apply for the Custom Cash, 20k TY PT SUB on $1500 of spend in 90 days. Online instant approval.

 

SL - $6,800

FICO 8 EQ (I live in California)  Score at time of application - 735

AAoA - 5 years

INQ in the passed 24 months - 4

UTI time of applicaiton - less than 5% of $257k

Stated income - $140k

Occupation - Operations Manager

 

And I do have an established relationship with Citi carrying the DC, and premier as well. Averaging spending at the moment with my Citi cards is about $2500-3500 a month between the DC and Premier cards. Also gave me the option for a temporary  number to start using right away towards the SUB. 

Citi CC Approval 5-10-2024.jpg

 

“It’s nice to be important but it’s more important to be nice”
Message 1 of 15
14 REPLIES 14
keekers
Valued Contributor

Re: Citi Custom Cash Approval

Congrats.
Message 2 of 15
JoeRockhead
Community Leader
Super Contributor

Re: Citi Custom Cash Approval

Nice SL, congratulations on your Citi approval!

Message 3 of 15
NoMoreDebt
Senior Contributor

Re: Citi Custom Cash Approval

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 4 of 15
user979797
Established Contributor

Re: Citi Custom Cash Approval

Congratulations on your Chase approval....Sometimes it's okay to peek out of the garden for a minute LOL Smiley Happy 

>
Message 5 of 15
nytokyobred79
Valued Contributor

Re: Citi Custom Cash Approval

Congrats on your Custom Cash approval.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 6 of 15
CardHunter
Established Contributor

Re: Citi Custom Cash Approval

Congrats on you Citi Custom Cash Card! I will be eyeing the Citi Strata Premier next week to see if it's going to be worth losing my slot for my Chase chances. Congrats again!

Message 7 of 15
cashorcharge
Community Leader
Super Contributor

Re: Citi Custom Cash Approval

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 8 of 15
Rdbeetle
Valued Contributor

Re: Citi Custom Cash Approval

Congrats on your Citi CC approval!

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 799 I TU 805 I EQ 809
Message 9 of 15
mchang124
Regular Contributor

Re: Citi Custom Cash Approval

I'm waiting to see if they come out with the strata elite myself. I'm looking to close my Amex business platinum as i'm not getting as much value out of it and i'm in Amex Pop UP Jail. >.<

“It’s nice to be important but it’s more important to be nice”
Message 10 of 15
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