Citi Custom Cash CLI

Total_Synergy · ‎09-30-2025

Congratulations @mgood !! For the science, @K-in-Boston posted awhile back that (possibly) Citibank would allow CL transfer but only between CORE personal cards and you had to be willing to take a HP.

Would you consider (sometime) attempting a transfer from Custom to your Strata and report back with Citi's reply? Asking for a friend...

Personal TCL ~$400k [Goals Met: 1+ Card with each of the Top 10+ (US) Issuers; $0 AFs; Recurring 0% BT Offers; Team Cashback]:

Business TCL ~$100k [Goals Met: 1+ Card on Amex/MC/Visa networks; 1+ Card with 0% Foreign Transaction Fees; $0 AFs; Team Cashback]:

RIP:

* Began in 1984 w/ Amex Gold Personal + Diners Club Corporate in 1990s. Just these 2 for years. Very little FICO knowledge until CARD Act (2010).
* Note: I have history w/ many lenders; so not always 'internally new to them' even though CRAs show 'new' AAoA. I don't track my Business CRAs.
* Acknowledgements: @Aim_High for 'HTML/Signature inspiration' and ALL myFICOers for helping me to optimize a well-earning card portfolio!!

mgood · ‎10-01-2025

@Total_Synergy wrote:
Congratulations @mgood !! For the science, @K-in-Boston posted awhile back that (possibly) Citibank would allow CL transfer but only between CORE personal cards and you had to be willing to take a HP.

Would you consider (sometime) attempting a transfer from Custom to your Strata and report back with Citi's reply? Asking for a friend...

Thanks.
No. The Strata used to be a Rewards+ which currently has a BT on it. Otherwise it's not being used. I don't need a Strata, that's just what they changed it to when they discontinued the Rewards+.

1. After I get the BT paid off, and

2. When (if) they let me PC it to a 2nd Cash+, then I might consider moving more credit over to that.
But even then I doubt it if it'll cost me a HP.