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Citi Custom Cash approval

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randomguy1
Valued Contributor

Re: Citi Custom Cash approval

Congrats on the new card!

Message 21 of 30
cashorcharge
Community Leader
Super Contributor

Re: Citi Custom Cash approval

Nicely done!  Congratulations on your Citi CC approval!! 👏🏼🎉🍾

Message 22 of 30
calyx
Super Contributor

Re: Citi Custom Cash approval


@expatCanuck wrote:

Thanks, @calyx .

Hope your gardening goes well.  And Gardening.

(This year, we had habañeros like never before.  And more plums than we had the energy to process.)


@calyx wrote:

Congrats on the Custom Cash - it's been a good little card for me, I hope it works nicely for you.


 


Thanks @expatCanuck - Gardening would've been better without some large expenditures, but the SUBs were worth it Smiley Happy   As for gardening - I went squash free (since last year was overrun with vine borers and squash bugs), but unfortunately none of my peppers made it.   They were mostly smothered by the several kinds of tomatoes I decided to try out.    And there were the beans, eggplant, bitter melon, berries (which you can never really have too many of), beets, popcorn, and cukes.  Mostly beans & tomatoes, though.  

 

It was more of an experimental year with rare cultivars - I hope to be a little more methodical next year.


Currently I'm a bit overrun with figs.   I didn't expect my two trees (planted last year) to be producing so much quite so soon, especially after the damage we received with the very late, very hard freeze.

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 23 of 30
expatCanuck
Super Contributor

Re: Citi Custom Cash approval

@calyx 

Last year was our year for figs.  Mrs. E planted a Mission 'fig twig' 5 years ago.  It's got three large limbs now and shows every sign of taking over the galaxy.


2025 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 14-Sep-2025 ]
EQ8??0 INQ7y4m
EX8404 INQ (2 CC, 2 auto)7y
TU8??1 INQ (CC)6y8m
3/241/12AoYA 10m | AoOA 24y2m~1%

FICO 9 is 837.
Message 24 of 30
SoonerSoldier33
Frequent Contributor

Re: Citi Custom Cash approval

Congrats! This one's on my long term wish list!






Team Garden Club as of Oct 2021
Message 25 of 30
Wavester64
Valued Contributor

Re: Citi Custom Cash approval


@Wavester64 wrote:

@expatCanuck wrote:

On Experian, 3/6 & 4/12 for inquiries.

1/12 for new cards.

 


@Wavester64 wrote:

@expatCanuck wrote:

On a whim (and 'cause it seemed like a decent enough card with a SUB I can capitalize on), I applied for the Citi Custom Cash card.

 

Instant approval for 9.4K -- low compared to most of my cards (20K avg), but so it goes.  So it goes. 

 

My EX FICO 8 took a hit -- 820 --> 813.  <sigh>

 

Income is adequate.

I have a decade on the Citi DC & its predecessor.

 

This is my 16th card. (Amex BCE, Citi DC. TD Cash, Chase CFF, CFU, CSP, Disc it, CO S1, Barclay Ring & Uber (until the replacement), BoA Travel & Cash Rewards, USB cash plus, PenFed PCR, and an old Citizens Bank card that does good things for my AAoA (which will now dip some)).

 

Refi closed two weeks ago.

 

Okay, I'm off the bottle now -- back to the Garden.


CongratsSmiley Happy

 

Would you happen to know your x/6 and x/12 as it pertains to INQs and New Accounts?


 


Thanks @expatCanuck 

 

Here's hoping I can join you Monday and that 0/6 & 1/12 in inquiries and 4/12 in New accounts (2/12 on EX) is enough to get me in Smiley Happy


Well it didn't happen. If you want the DPs, you can check this link here. Smiley Sad






Potential Future Cards

Closed Accounts
Message 26 of 30
Rebuild2019
Valued Contributor

Re: Citi Custom Cash approval

Congratulations 🎊🎈🎉 on your approval.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 27 of 30
blazerein
Established Contributor

Re: Citi Custom Cash approval

Congrats on the approval

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 28 of 30
firefox100
Senior Contributor

Re: Citi Custom Cash approval

Congratulations on your new Citi credit card.

Message 29 of 30
Ah-Chew228
New Contributor

Re: Citi Custom Cash approval

Congrats on your approval? I applied for the same card two days ago and was given a 7800 SL. Wanted the 5% back for gas, considering we have to return to the office in Jan. Also closed on a refi two weeks ago. Back to the garden for me. 

Message 30 of 30
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