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Citi DC Auto CLI strange timing?

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Talonwildstar
Frequent Contributor

Citi DC Auto CLI strange timing?

Hey guys I tried for a CLI  oct 20th and was denied, so I waited 3 days and called the EO number and was again told sorry they can't raise it too many inquiries on my equifax ...there's 13 but 10 are from a single car dealership on a single day ... they again said sorry they can't raise the limit. So I said fine synchrony wants my business for there 2% card too and ill just stop using my Citi DC , again the lady said sorry nothing I can do, I got an email 2 days ago to login to citi I did and again it was just an explanation of the denial ... I looked at my card today to see the balance and magically I have a higher limit they auto raised the limit with no explanation or email ...lmao unreal

im not complaining I'm happy they raise it. But man what a strange way to do it lol

AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Citi DC Auto CLI strange timing?

Congratulations!

Definitely a head scratcher! But at least it ended with a CLI!
Message 2 of 15
M_Smart007
Legendary Contributor

Re: Citi DC Auto CLI strange timing?

 

Congrats!   ..Great Success StorySmiley Happy

 

Message 3 of 15
AllZero
Mega Contributor

Re: Citi DC Auto CLI strange timing?

Congratulations on your CLI!
Message 4 of 15
Meanmchine
Super Contributor

Re: Citi DC Auto CLI strange timing?

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 5 of 15
MrCreditInternational
Frequent Contributor

Re: Citi DC Auto CLI strange timing?

Discover did something similar to me. I requested CLI online and was denied, next day I found an auto CLI. I think there are two algorithms for requested and auto CLIs

Schwab Amex Platinum (NPSL); Amex Gold (NPSL); HH Aspire (31,700); Amex BBP (27,000); HSBC Premier WMC (18,000); USB Altitude Reserve (10,000); Chase Sapphire Preferred (5,800), Delta Platinum (5,000); Apple Card (4,750); USB Altitude Go (1,000)

Started collecting cards: Oct/2018
Message 6 of 15
Anonymous
Not applicable

Re: Citi DC Auto CLI strange timing?

Congrats on your Citi DC auto Luv!

Message 7 of 15
Anonymous
Not applicable

Re: Citi DC Auto CLI strange timing?

Citi randomly gave me a CLI couple of days ago after over 2 years of never giving me one. Strange.

PC’d from Simplicity to DC about 2 months ago. Never used this card as a daily driver. Heck, I never even use the card. Maybe they’re in a giving mood?
Message 8 of 15
Anonymous
Not applicable

Re: Citi DC Auto CLI strange timing?

Congrats on the increase!! Strange timing indeed!
Message 9 of 15
Talonwildstar
Frequent Contributor

Re: Citi DC Auto CLI strange timing?

Thank you!
AmEx BCE 20k | PNC visa 10k | Synchrony 2% MC 9.3k | LLBean Citi MC 6k | PNC points signature visa 15k | CapOne QS1 1.8.k | Citi DC. 7.750k | Discover it. 7k | Am Ex Gold | Kohl’s. $3k | Amazon Store. 10k | Overstock. 13.6k | Boscovs. 14k | Best Buy S.C. 2.8k | Home Depot 2k | Total CL 149,000 | PNC personal loan 7500 down to 6200 | Oldest credit 4yr 8 months , newest 1/2020 | *1% card utilization only 1 inquiry on Experian 0 on others



As of 05/03/22
Message 10 of 15
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