Citi DC Auto CLI, surprised!

RT209 · ‎10-15-2022

So, I've had the double cash card for almost two years now, SL of $7,700. Honestly, I really haven't put much spend on it at all during that timeframe except for a few occasions. Other then that, some spending here and there and always paid in full. I have asked for a CLI on three separate occasions and was denied each time due to low activity. Fast forward to today, I log in to pay my $45 statement balance and noticed my limit went to $8,700! Didn't expect a $1,000 increase at all and wasn't even notified that my limit went up. I'll take it though lol.

Cashbackjunky · ‎10-15-2022

@RT209 wrote:
So, I've had the double cash card for almost two years now, SL of $7,700. Honestly, I really haven't put much spend on it at all during that timeframe except for a few occasions. Other then that, some spending here and there and always paid in full. I have asked for a CLI on three separate occasions and was denied each time due to low activity. Fast forward to today, I log in to pay my $45 statement balance and noticed my limit went to $8,700! Didn't expect a $1,000 increase at all and wasn't even notified that my limit went up. I'll take it though lol.

Congrats on the auto increase!! Those are the best!

*Everyone quietly checks their Citi accounts*

850

INQ:
1

850

INQ:
5

837

INQ:
7

TCL: $758.15k CCs:28 AAoA: 7yr 1mo Util: ~1% Derog: 0

Mortgage: $201.0k Car Loan 1: $15.3k Car Loan 2: $16.3k

MySunrise271 · ‎10-15-2022

Congratulations on your Citi DC CLI🎉🎉🎉

Credit Cards

Brokerage and Credit Unions

CreditAggie · ‎10-15-2022

Congratulations on your Citi auto-CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

firefox100 · ‎10-15-2022

Congratulations on citi credit increase, enjoy it.

Marmot · ‎10-15-2022

Congratulations on your Auto Increase !!!

FalconSteve · ‎10-15-2022

Congrats on your auto-CLI!

Out of curiosity, is most of your spending category spend, do you have another 2% card, or are you just not interested in maximizing rewards?

@RT209 wrote:
So, I've had the double cash card for almost two years now, SL of $7,700. Honestly, I really haven't put much spend on it at all during that timeframe except for a few occasions. Other then that, some spending here and there and always paid in full. I have asked for a CLI on three separate occasions and was denied each time due to low activity. Fast forward to today, I log in to pay my $45 statement balance and noticed my limit went to $8,700! Didn't expect a $1,000 increase at all and wasn't even notified that my limit went up. I'll take it though lol.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL