I managed to wait a few hours before asking for a CLI from Citi.They increased my wife's limit from $4400 to $8400. It is still on the smaller side, but in 6-12 months should be comfortable. Last time they only gave us $1500, this time they almost doubled our limit this time. Since I didn't wait for the statement to close, the new CL should report in a few days. Pretty good way to wake up (Someone should tell Discover). Now if one of us could get past ID verification on Apple Card (I know, sub part card, now I am just pissed that they said I can't have it, what's the point of an 814 score then?)
Grats on the DC move up 
Credit score is not everything its only a small piece. The card act of 2010 requires credit card issuers to verify certain things and making sure you are you is one of them. Normally there is sufficient info in a CR to accomplish that but not always.
@gdale6 wrote:Grats on the DC move up
Credit score is not everything its only a small piece. The card act of 2010 requires credit card issuers to verify certain things and making sure you are you is one of them. Normally there is sufficient info in a CR to accomplish that but not always.
Yeah, but GS refuses to tell me why they can't verify my ID despite sending in everything they asked for. Honesty, anything more is just excusing poorly training on their part. They have no idea why it fails and their emails are very generic. The only advice I got was "apply again". They really need to improve. During my last call, the told me to make sure I was told to make sure I was not marked as deceased (I'm not, but I checked). I've checked Experian, Equifax, TransUnion, Chex, EWS, CoreLogic; I guess I will keep applying.
Thanks for the grats.
Congrats on your Citi Double Cash CLI
