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Citi DC HP CLI

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Established Contributor

Citi DC HP CLI

Just got my DC in the mail yesterday with a Sl of $6,800. would have liked a higher credit limit even thoug this was 3rd card in less than 6 months and 4th card this year. Noticed an option for a hp cli request. Decided since I am stuck in the garden untill nov 2020 when I get below 5/24 and can app for the amazon visa, I would try for the CLI. Put in a request last night for a cli to a new credit limit of $10,000. Got a notice I would a result within 24 hours. today noticed a hp from on eq ( as oppised to the double pull when applying for the card) and got an e-mail saying the CLI was approved. sice the dc is going to be my new daily driver, and the CLi came through, the HP was worth the $3,200 cli.

 

now to garden with no new cli's

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10 REPLIES 10
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Super Contributor

Re: Citi DC HP CLI

Congratulations on your CLI!
Message 2 of 11
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Frequent Contributor

Re: Citi DC HP CLI

Congratulations 🎈🎊🎉 🥳

🦇🦇🦇Attack CITI DC Card HP CLI and nEw SL


2018 Dec Starting Score: 700
Current Score: 778
Achieved Goal Score 2020: 800


Take the myFICO Fitness Challenge












Message 3 of 11
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Community Leader
Senior Contributor

Re: Citi DC HP CLI

That’s worth the HP I think - I wouldn’t be mad at all. Congrats Smiley Happy


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | PenFed PCR | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





TCL $85,600 | Agg. Util under 5%
Message 4 of 11
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Super Contributor

Re: Citi DC HP CLI

Very nice for an HP, I would have asked for $15K 😂 

 

Congrats!




Message 5 of 11
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Established Contributor

Re: Citi DC HP CLI


@Saeren wrote:

Very nice for an HP, I would have asked for $15K 😂 

 

Congrats!


Don't know if citi would have given a counter offer. Was just playing it safe, and didn't want to get greedy. Will go for a sp cli in 6 months.

Message 6 of 11
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Super Contributor

Re: Citi DC HP CLI


@Andypanda wrote:

@Saeren wrote:

Very nice for an HP, I would have asked for $15K 😂 

 

Congrats!


Don't know if citi would have given a counter offer. Was just playing it safe, and didn't want to get greedy. Will go for a sp cli in 6 months.


Yeah I'm just kidding. I threw away an HP asking for a CLI on my Rewards+ because TU glitched and froze my file but still hit me with an inquiry after telling Citi I was frozen. It sucks to burn HPs for nothing so I don't blame you for being reasonable. Smiley Happy




Message 7 of 11
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Valued Contributor

Re: Citi DC HP CLI

Congrats on the CITI DC approval

and immediate CLI! Smiley Happy 

Enjoy your new card!

 

waytogo.jpg



Updated 10/08/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (Aug 2020)
Total Open Credit Lines Over $538K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:9)
New Accounts: 3/6 months; 8/12 months; 12/24 months (as of 10/15/20)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 8 of 11
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Epic Contributor

Re: Citi DC HP CLI

 

Congrats!!!

 

Message 9 of 11
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Valued Contributor

Re: Citi DC HP CLI

Congrats! Great SL now! 

Bourbon and bow ties.
Current Cards:



2020 Goals:
$100K total CL (through organic/soft pull growth; COMPLETE!)
750+ across bureaus
No real goal cards for now
Garden Forever.
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