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Citi Pre-qual w/ Specific APR

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Anonymous
Not applicable

Re: Citi Pre-qual w/ Specific APR


@js0319 wrote:

I checked the Citi pre-qual, and it shows that I'm pre-qualified for a card (different card based on the benefits), and then it shows me other card offers. On each of the cards, it gives a specific APR - like 12.99% on the DC and ThankYou Preferred, 13.99% on the AA Advantage and ThankYou Premier, and it also shows specific APR offers for HHonors, Citi Prestige, Diamond Preferred, etc. with their corresponding specific APR offers. 

 

I had my wife do the pre-qual, and it only shows APR ranges (12.99-22.99%), and it says she has no pre-qual offers. 

 

If I were to apply, do I have a shot at one of the cards given it's listing a specific APR and I seem to be pre-qualified for many of the cards Citi offers. 


Go ahead and apply Smiley Happy

Message 11 of 13
js0319
Established Contributor

Re: Citi Pre-qual w/ Specific APR

Applied about an hour ago. Instantly approved for DC for $3,600 @12.99% and 0% APR for 18 months on balance transfers. Too bad the balance I wanted to transfer was exactly $3,600. What are the chances of a CL recon with Citi after I receive the card?


AMEX PRG - NPSL I AMEX Everyday Preferred - $34.8k I Capital One Venture - $20k I Chase Sapphire Preferred - $25.5k I Chase Southwest Rapid Rewards Premier - $20.7k I Barclay Arrival + - $10k I Capital One Quicksilver - $10k I NFCU Flagship Rewards Visa Signature - $15k I NASA FCU - $10k I Texell FCU Visa - $5k I Chase Freedom - $9.9k I Citi Double Cash - $7.8k I Discover IT - $5k I NFCU CLOC - $15k I Total Unsecured Credit - $188,700

EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)
Message 12 of 13
Creditaddict
Legendary Contributor

Re: Citi Pre-qual w/ Specific APR

Once you set up online access request CLI to $25k... It will take like an hour or so during business hours and you will see counter amount approved right online!
Don't chicken and ask to little!
Message 13 of 13
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