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@js0319 wrote:I checked the Citi pre-qual, and it shows that I'm pre-qualified for a card (different card based on the benefits), and then it shows me other card offers. On each of the cards, it gives a specific APR - like 12.99% on the DC and ThankYou Preferred, 13.99% on the AA Advantage and ThankYou Premier, and it also shows specific APR offers for HHonors, Citi Prestige, Diamond Preferred, etc. with their corresponding specific APR offers.
I had my wife do the pre-qual, and it only shows APR ranges (12.99-22.99%), and it says she has no pre-qual offers.
If I were to apply, do I have a shot at one of the cards given it's listing a specific APR and I seem to be pre-qualified for many of the cards Citi offers.
Go ahead and apply ![]()
Applied about an hour ago. Instantly approved for DC for $3,600 @12.99% and 0% APR for 18 months on balance transfers. Too bad the balance I wanted to transfer was exactly $3,600. What are the chances of a CL recon with Citi after I receive the card?