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Citi ThankYou Preferred Approval

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Matt9543
Established Contributor

Citi ThankYou Preferred Approval

I did a two application spree on Saturday and one of the cards I had applied for was the Citi ThankYou Preferred for College Students card. I received an email this morning with an approval! They are starting me off with a SL of $2,400 and my interest rate is only 15.99%!! That is significantly lower than my Discover card which is currently at 22.49%.


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Citi ThankYou Preferred Approval

Nice Job!!!

Congrats on the Approval!!

Message 2 of 7
AverageJoesCredit
Legendary Contributor

Re: Citi ThankYou Preferred Approval

YOU'RE WELCOMESmiley Happy
Message 3 of 7
Matt9543
Established Contributor

Re: Citi ThankYou Preferred Approval

I was so surprised after being denied by Chase for the Amazon Prime card instantly


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 4 of 7
Anonymous
Not applicable

Re: Citi ThankYou Preferred Approval

I think Citi is lenient, while Chase is strict Smiley Happy

Message 5 of 7
Matt9543
Established Contributor

Re: Citi ThankYou Preferred Approval

I wasn't upset at all by the approval from Citi. It was a student card so that may have been a contributing factor. I am also pretty excited about some of the new features they offer with Private Pass.


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 6 of 7
Anonymous
Not applicable

Re: Citi ThankYou Preferred Approval

Congrats on approval !!!!!!

 

Message 7 of 7
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