Citi and Sallae Mae

TiggerDat · ‎05-01-2014

I know I said I was going to wait until next year, but I kept getting Citi Diamond offers.....

So I did it and also thought OK I should just go ahead and try for Sallae Mae. I got both; Citi for $4000 and the kicker was Sallae Mae $9,400 World card.

Wow, the highest limit from the bank that wouldn't give a CLI in a and half.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.

mongstradamus · ‎05-01-2014

@bernhardtra wrote:
I know I said I was going to wait until next year, but I kept getting Citi Diamond offers.....

So I did it and also thought OK I should just go ahead and try for Sallae Mae. I got both; Citi for $4000 and the kicker was Sallae Mae $9,400 World card.

Wow, the highest limit from the bank that wouldn't give a CLI in a and half.

Gratz on those nice credit limits. I seem to get citi diamond pre approval thing in the mail at least once a week. They must be really pushing that card hard on people.

EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16

-Wade- · ‎05-01-2014

@bernhardtra wrote:
I know I said I was going to wait until next year, but I kept getting Citi Diamond offers.....

So I did it and also thought OK I should just go ahead and try for Sallae Mae. I got both; Citi for $4000 and the kicker was Sallae Mae $9,400 World card.

Wow, the highest limit from the bank that wouldn't give a CLI in a and half.

Congrats on your success

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

DrZoidberg · ‎05-01-2014

Congrats. I have a CDP, it's helped out for concert presales a couple of times. Otherwise it's a sock drawer card for me.

Anonymous · ‎05-01-2014

Congrats on your double hit! Awesome.

BigBS · ‎05-01-2014

Congrats x2!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

gdale6 · ‎05-01-2014

@bernhardtra wrote:
I know I said I was going to wait until next year, but I kept getting Citi Diamond offers.....

So I did it and also thought OK I should just go ahead and try for Sallae Mae. I got both; Citi for $4000 and the kicker was Sallae Mae $9,400 World card.

Wow, the highest limit from the bank that wouldn't give a CLI in a and half.

Grats x2

TiggerDat · ‎05-01-2014

Oh, it gets better. I reconned it too! I got them to bump the limit up to $10,000 on the Sallae Mae card and also double the limit on the Barclays Reward that I have had for over a year and a half with them, using the same credit pull from the app. I just had to get a $10,000 limit out of this!

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.

Anonymous · ‎05-01-2014

@bernhardtra wrote:
Oh, it gets better. I reconned it too! I got them to bump the limit up to $10,000 on the Sallae Mae card and also double the limit on the Barclays Reward that I have had for over a year and a half with them, using the same credit pull from the app. I just had to get a $10,000 limit out of this!

Sweetness!! Sounds like you made the most out of that HP! Congrats on the approvals.

Involver · ‎05-01-2014

Congrats and nicely played!