My Rewards+ is roughly 3months old. Before the 2nd statement cut, the soft pull language showed up and I requested a CLI and was instantly shut down. That was last month. the third statement will cut in 2 days, so I decided to try again and was instantly approved for an extra $1500, bringing my limit to $13,100 from the SL of $11,600.
For those who are interested, my score they provide right now is 733, a far cry for what it was when the card was approved. The time between denial and approval is roughly 4weeks and around 90 days from card approval. I have spent around $2k on the card all before initial CLI request. I have spent $0 between denial and approval. My overall UTI on all cards is presently 1%, more like 0.1%.
Nice cli! Most impressive!
When you say "a far cry" re your score - far cry lower or far cry higher? (for the DPs....)
@Anonymous wrote:
Nice cli! Most impressive!
When you say "a far cry" re your score - far cry lower or far cry higher? (for the DPs....)
Lower. Can't remember clearly but the bankcard Fico8 score that came with their letter after approval was between 780-790. I have since added 4 accounts and refinanced my auto loan which dropped my scores and my EQ was hit the most for some reason. The 733 score was from the May 21 update on their website.
Congrats to your success!
Congratulations on your CLI!
Congratulations on your CLI.
Thanks a lot, guys!! Always a great feeling when they finally say yes.