Citi simplicity after BK7

[1914MAB]

Took a chance and applied for my first citicard since 2011 bk 7 rebuild. Equifax fico 8 was 730, under 10% UTI, no lates,etc.

After unlocking my credit report, was approved for 9000 starting limit !

I must say, patience and perserverence paid off. 

[JR_TX]

Hey congrats! Very nice SL too!
By the way, was citi IIB?

[Anonymous]

COngrats on your approval and very nice SL !!!

[Anonymous]

Very nice, congrats! 

[Marz2002]

YOU...

CONGRATS on the Approval and the AWESOME SL!!!

[pinkandgrey]

Daaaaang that’s a nice SL for Citi. Congratulations!

[1914MAB]

Citi Home Depot was included in BK at about 10K

[1914MAB]

Yes Burned them for 10K Home Depot

[Hockeypnc1]

so they forgave you 8 years later and let you back in?

This is good news, because I also burned them for about $18,000 but it was 2016

[JR_TX]

Yeah based upon the DPs floating around, 7 years is the minimum before they take you back in. I, too was approved 7 yrs post BK7. Downside though with a BK still on record is that citi keeps on auto denying for CLIs!